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Financing available

$650,000

4318 Peachtree Lane, Denison, TX 75020

4
beds: 3.5
baths: 3,985
sqft

Est. with seller financing: $5,117/mo

Single-family
Built in 2025
10,846 sq ft lot
$163/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Exceptional opportunity to own one of the largest move-in ready homes in Cold Creek, Denison. Offering nearly 4,000 square feet of thoughtfully designed living space paired with modern finishes and functional luxury. This stunning new construction features an open-concept layout ideal for entertaining, a chef-inspired kitchen with oversized island, abundant cabinetry, and premium appliances, plus a dedicated study for work-from-home convenience. The spacious primary suite on the main level provides a private retreat with a spa-like bath. Upstairs, you’ll find three generously sized bedrooms, multiple full baths, and a versatile game room, perfect for growing households or multi-generational living. 3-car garage and ample storage add everyday convenience. Enjoy outdoor living year-round with two covered patios, all situated on a landscaped interior lot with no HOA. Don’t miss this opportunity to get more space, more features, and more value for your investment—schedule your showing today!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Kitchen Island
Open Floorplan
Pantry
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Dryer
Dishwasher
Electric Range
Disposal
Microwave
Refrigerator
Wine Cooler

Fireplace

Fireplaces: 1
Decorative
Electric
Family Room

Exterior & lot

Features

Lighting
Rain Gutters

Construction

Style: Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Block

Parking

Garage spaces: 3
Door Single
Driveway
Garage
Garage Door Opener

Lot

Interior Lot
Landscaped

Community

Neighborhood

Subdivision: Cold Creek Add Ph 1

Schools

District: Denison ISD
Elementary: Hyde Park
Middle: Henry Scott
High: Denison

Financial & listing details

Listing

Price per sq ft: $163
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,117/mo

Down payment10% ($65,000)10%20%

See If You Qualify

Principal & interest: $4,707/mo
Property taxes: $107/mo
Homeowners insurance (est.): $303/mo

Loan amount: $585,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Benny Dinsmore, Coldwell Banker Realty Frisco · MLS #21311760 · 972-712-8500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.