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Financing available

$329,900

4401 Lacey Circle, Waco, TX 76708

4
beds
2
baths
2,072
sqft

Est. with seller financing: $3,049/mo

  • Single-family
  • Built in 2006
  • 10,934 sq ft lot
  • $159/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Spacious and thoughtfully updated, this four-bedroom, two-bath home at 4401 Lacey Circle offers more than 2,000 square feet of well-designed living space in China Spring ISD. Located on a quiet cul-de-sac in Wortham Bend Estates, the home features a desirable split-bedroom floor plan, generous room sizes, excellent storage, and wood-look flooring throughout. The newly remodeled kitchen includes custom cabinetry, granite countertops, and a herringbone marble backsplash. The oversized living room provides plenty of space for gathering and features crown molding and attractive architectural details. The large primary suite offers a walk-in closet with extensive built-in storage, while the private bath includes a tiled walk-in shower, beautiful vanity, and natural light. Additional features include an attached two-car garage, beautifully landscaped privacy-fenced backyard, storage shed, and no HOA. This home offers the space, updates, and functional layout buyers are looking for in a great Waco neighborhood. Seller is offering a $10,000 buyer concession that may be used toward closing costs, prepaid expenses, or an interest-rate-point buy-down, subject to lender approval.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Vinyl

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Vented Exhaust Fan

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Cul De Sac
  • Subdivision

Community

Neighborhood

  • Subdivision: Wortham Bend Estates

Schools

  • District: China Spring ISD
  • Elementary: China Spring
  • Middle: China Spring
  • High: China Spring

Financial & listing details

Listing

  • Price per sq ft: $159
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,049/mo

Principal & interest
$2,389/mo
Property taxes
$506/mo
Homeowners insurance (est.)
$154/mo
Loan amount
$296,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kim Hill, Kim Hill Real Estate Group · MLS #21343446 · (254) 277-1820

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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