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Financing available

$179,900

445 Locust Street S, Sulphur Springs, TX 75482

3
beds: 1
baths: 1,482
sqft

Est. with seller financing: $1,522/mo

Single-family
Built in 1930
14,767 sq ft lot
$121/sqft
Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the perfect blend of comfort and character in this charming 3-bedroom, 1-bath bungalow. Nestled in a peaceful, established neighborhood, this home features a quaint cottage aesthetic and is framed by mature shade trees that offer a serene, cool atmosphere. Inside, the cozy layout is filled with natural light, providing a tranquil living space with timeless appeal. Whether relaxing in the comfortable living area or enjoying the backyard greenery, this home offers a unique opportunity to own a peaceful retreat. The seller is a professional carpenter and is open to discussing potential modifications should a lender require them. Don’t miss this delightful property—the ideal choice for those seeking charm, character, and a true sense of community.

Listing courtesy of Jana Dodd, Dodd Realty · MLS #21408064 · 903-348-6060

Facts & features

Interior

Features

High Speed Internet

Exterior & lot

Construction

Style: Detached
Stories: 1

Parking

Driveway

Community

Neighborhood

Subdivision: Town

Schools

District: Sulphur Springs ISD
Elementary: Sulphur Springs
Middle: Sulphur Springs
High: Sulphur Springs

Financial & listing details

Listing

Price per sq ft: $121
County: Hopkins
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,522/mo

Down payment10% ($17,990)10%20%

Get Pre-Qualified

Principal & interest: $1,303/mo
Property taxes: $135/mo
Homeowners insurance (est.): $84/mo

Loan amount: $161,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements