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Financing available

$574,999

460 S Fm-55, Italy, TX 76651

6
beds
3
baths
2,818
sqft

Est. with seller financing: $4,902/mo

  • Single-family
  • Built in 1984
  • 218,671 sq ft lot
  • $204/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Space, flexibility, and a little extra opportunity all wrapped into one property. This updated 6 bedroom, 3 bath home sits on approximately 5 acres outside the city limits with convenient access to I-35. The layout offers two separate living spaces, including two living areas and two kitchens, creating a rare level of flexibility. Whether you’re looking for multi-generational living room for extended family, or the option to explore rental income, the setup opens the door to a variety of possibilities. Add in the modern updates and the wide-open land, and you’ve got a home that really stands out. Think of it as more than just bedrooms and baths. It’s a flexible layout designed to adapt to different lifestyles and long-term plans

Facts & features

Interior

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Window Units, Wall Window Units

Appliances

  • Dishwasher
  • Gas Cooktop
  • Gas Range

Fireplace

  • Fireplaces: 1
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Gravel

Community

Neighborhood

  • Subdivision: E C School Land

Schools

  • District: Avalon ISD
  • Elementary: Avalon
  • Middle: Avalon
  • High: Avalon

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,902/mo

Principal & interest
$4,164/mo
Property taxes
$470/mo
Homeowners insurance (est.)
$268/mo
Loan amount
$517,499
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Alexis Zavala, NextHome Property Advisors · MLS #21388825 · 972-246-8297

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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