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Financing available

$629,990

4628 Zinnia Drive, McKinney, TX 75071

4
beds
3.5
baths
3,504
sqft

Est. with seller financing: $6,112/mo

  • Single-family
  • Built in 2026
  • 6,011 sq ft lot
  • $180/sqft
  • $75/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Built by M-I Homes. Welcome to 4628 Zinnia Drive, McKinney, Texas — a stunning new construction home built by M-I Homes. This 2-story home offers a thoughtfully designed living space, featuring 4 bedrooms, 3 full bathrooms, and 1 half bathroom. Step inside to discover an open-concept living space that creates a seamless flow between gathering areas, perfect for everyday living and entertaining. The quality of design is evident throughout, with carefully selected finishes and attention to detail in every room. Key Features: 4 spacious bedrooms across 2 levels 3 full bathrooms and 1 half bathroom Open-concept layout for comfortable daily living Covered patio for outdoor relaxation 2-car garage The owner's bedroom provides a private retreat complete with an en-suite bathroom, offering a comfortable space to unwind at the end of each day. Additional bedrooms provide plenty of room for family members or guests. The covered patio extends your living space outdoors, creating an inviting area to enjoy the fresh air in comfort. The home is situated in a well-established neighborhood with convenient proximity to parks, making it easy to enjoy recreational activities and green spaces nearby. This home reflects the quality craftsmanship and reliable construction that M-I Homes is known for, delivering a well-built home designed for years of enjoyment. Schedule your visit today!

Listing courtesy of Robert Powley, Escape Realty · MLS #21360151 · 210-421-9291

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Eliana

HOA

  • Legacy Southwest Property Management

Schools

  • District: Prosper ISD
  • Elementary: Mike and Janie Reeves
  • Middle: Jones
  • High: Walnut Grove

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,112/mo

Principal & interest
$4,562/mo
Property taxes (est.)
$1,181/mo
Homeowners insurance (est.)
$294/mo
HOA dues
$75/mo
Loan amount
$566,991
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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