HFPHome Finance
Partner
Powered byDoorly
1 / 35
Financing available

$225,000

4638 Colgate Lane, Garland, TX 75042

3
beds
2
baths
1,257
sqft

Est. with seller financing: $2,240/mo

  • Single-family
  • Built in 1964
  • 7,200 sq ft lot
  • $179/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Welcome home to this classic brick traditional on a tree-shaded lot in an established neighborhood. A covered front porch with stone column accents opens to a foyer defined by original scrolled wrought-iron dividers that frame the formal living and dining rooms. The wide, well-apportioned family room opens to the backyard with wide patio doors and the entertainer’s kitchen via a pass-through. The kitchen offers honey-oak cabinetry with generous storage and ample counter space. The bedroom wing includes a primary bedroom with en-suite bath, a secondary bedroom with built-in dresser drawers and cabinetry, and a full hall bath with tub or shower. Crown molding and ceiling fans carry through each bedroom. The deep backyard is fenced and shaded by mature trees, with lamp-post lighting and established planting beds. A detached cottage-style workshop or storage building with carriage doors offers flexible space for a studio, hobby room, or potting shed. A long side driveway provides extra off-street parking and leads to a rear-entry two-car garage. Solid construction and a well-proportioned single-story floorplan make this a wonderful opportunity to personalize and build value. This home is convenient to shopping, dining, parks, and major commuter routes.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Paneling Wainscoting
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Vented Exhaust Fan

Exterior & lot

Features

  • Lighting
  • Private Yard

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Rear
  • Storage

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision

Community

Neighborhood

  • Subdivision: Forest Ridge 01

Schools

  • District: Richardson ISD
  • Elementary: Forestridge
  • Middle: Liberty
  • High: Berkner

Financial & listing details

Listing

  • Price per sq ft: $179
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,240/mo

Principal & interest
$1,629/mo
Property taxes
$506/mo
Homeowners insurance (est.)
$105/mo
Loan amount
$202,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Megan Johnson, Modernest Realty LLC · MLS #21394947 · 214-310-1495

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Garland