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$575,500

4705 Virginia Woods Drive, McKinney, TX 75071

4
beds
3.5
baths
3,946
sqft

Est. with seller financing: $4,493/mo

  • Single-family
  • Built in 2002
  • 8,712 sq ft lot
  • $146/sqft
  • $56/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

McKinney TX home for sale in Virginia Woods, McKinney ISD, Collin County, North Texas, Dallas Fort Worth, 4 bedroom 4 bathroom home, first floor primary suite, gourmet kitchen, media room, game room, home office, luxury traditional two story home, move in ready, family friendly neighborhood, Historic Downtown McKinney, Highway 75, Highway 380, spacious home with open concept floor plan and exceptional curb appeal. Beautifully maintained McKinney Texas home for sale in the desirable Virginia Woods subdivision, located in Collin County and served by McKinney ISD. This traditional two story home offers exceptional curb appeal, a brick and stone exterior, attached garage, interior lot, & a family friendly neighborhood setting. Inside you will find soaring ceilings, abundant natural light, an open concept floor plan, formal living and dining areas, and a layout designed for entertaining and everyday living. The gourmet kitchen features a gas cooktop, double ovens, stainless steel appliances, kitchen island, built in cabinetry, and oversized walk in pantry. The private first floor primary suite offers a spa style ensuite bath with dual vanities, soaking tub, separate shower, and large walk in closet. Upstairs includes three spacious secondary bedrooms, two full bathrooms including a Jack and Jill bath, a large game room, dedicated media room, and built in study nook, creating flexible space for a home office, playroom, guest suite, or additional living area. Conveniently located near Historic Downtown McKinney Square, shopping, dining, major retail, top rated schools, Highway 75, and Highway 380, this move in ready home in McKinney TX offers access to North Texas and the greater Dallas Fort Worth area. If you are searching for a 4 bed 4 bath home in McKinney, a Virginia Woods home for sale, a Collin County home, a McKinney ISD home, a home with media room, a home with game room, a home with office, or a spacious home with first floor primary suite, this property delivers.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Stone

Exterior & lot

Features

  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Concrete
  • Door Multi
  • Direct Access
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Off Street
  • Paved
  • Private
  • Garage Faces Side

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Virginia Woods Ph 1

HOA

  • Virginia Woods Property Owners Association

Schools

  • District: McKinney ISD
  • Elementary: Minshew
  • Middle: Dr Jack Cockrill
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $146
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,493/mo

Principal & interest
$4,168/mo
Property taxes
Not available
Homeowners insurance (est.)
$269/mo
HOA dues
$56/mo
Loan amount
$517,950
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Michael Ripperger, Keller Williams NO. Collin Cty · MLS #21291770 · 972-562-8883

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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