HFPHome Finance
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Financing available

$379,900

4776 NE County Road 2120 Road, Talco, TX 75487

2
beds
1
baths
1,300
sqft

Est. with seller financing: $3,640/mo

  • Single-family
  • Built in 2007
  • 653,400 sq ft lot
  • $292/sqft
  • Franklin (TX) County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOTIVATED SELLERS!!! Charming country home on 15 very private and peaceful acres. This well kept property is convenient to Mount Pleasant and Mount Vernon, and an easy drive to 3 lakes! Move-in ready! All updated, freshly painted, preventative termite treatment with 10 yr. warranty. Brand new HVAC system! The house features open concept living area, with a beautiful hearth and woodstove, it heated the whole house during the ice storm! The large country kitchen has a great farm sink, island workspace, and roll-out bins in cabinets. Big bedrooms, full bath, laundry room and mudroom, plus a huge front porch complete this practical layout. This working homestead is livestock ready! Bring your cows, horses, goats, sheep, pigs, or poultry. It is fully fenced and cross fenced, with 2 ponds, 2 animal barns, chicken coop and run, and a hay barn and tractor shed. The 20x50 shop building has room for all your storage needs and tools, plus an insulated cold room. A carport provides additional covered space. 6 frost free hydrants! There’s dedicated RV parking and outlet. Want to grow some food? A large fenced garden is already planted. There is a greenhouse, fruit trees, berries, and even a sugar cane patch! Some livestock and equipment may be available, see this sweet homestead today! This property has an AG exemption to save money on property taxes!

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric, Heat Pump, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric, Heat Pump

Flooring

  • Ceramic Tile
  • Laminate
  • Vinyl

Appliances

  • Electric Water Heater
  • Gas Cooktop
  • Gas Oven
  • Gas Range

Fireplace

  • Fireplaces: 1
  • Free Standing
  • Wood Burning Stove

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Garden
  • Lighting
  • Rain Gutters
  • Rv Hookup
  • Storage

Construction

  • Style: Ranch, Detached, Farmhouse
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Additional Parking
  • Covered
  • Carport
  • Detached Carport
  • Driveway
  • Rv Carport
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Agricultural
  • Cleared
  • Garden
  • Pasture
  • Few Trees

Community

Neighborhood

  • Subdivision: --

Schools

  • District: Mount Vernon ISD
  • Elementary: Mt Vernon
  • Middle: Mt Vernon
  • High: Mt Vernon

Financial & listing details

Listing

  • Price per sq ft: $292
  • County: Franklin (TX)
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,640/mo

Check Your Financing Options
Principal & interest
$2,751/mo
Property taxes (est.)
$712/mo
Homeowners insurance (est.)
$177/mo
Loan amount
$341,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Shane Satterfield, Satterfield Real Estate Group · MLS #21190478 · 903-277-5305

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.