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Financing available

$499,000

4809 Pecan Terrace, Waco, TX 76710

4
beds
3
baths
2,637
sqft

Est. with seller financing: $4,854/mo

  • Single-family
  • Built in 1967
  • 25,308 sq ft lot
  • $189/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SIX MATURE PECAN TREES. FIVE GARAGE SPACES. OVER HALF AN ACRE IN THE HEART OF WACO! Welcome to 4809 Pecan Terrace, a spacious single-story ranch situated on a quiet cul-de-sac in an established Waco neighborhood. Nestled on a beautiful 0.58-acre lot shaded by six mature pecan trees, this property offers space, versatility, and character that's increasingly difficult to find. Inside, you'll discover 2,637 square feet featuring four bedrooms, three full bathrooms, multiple living and dining areas, and a wood-burning fireplace. Generously sized rooms, ample closet space, and a flexible floor plan provide opportunities to make this home your own. But the true standout is the FIVE-CAR GARAGE configuration! In addition to the attached two-car garage, a detached three-car garage offers an impressive workshop for car enthusiasts, collectors, woodworkers, and hobbyists. Features include custom cabinetry, recessed lighting, ceiling fans, extensive electrical outlets, a mini-split heating and cooling system, and a fully floored, insulated attic for additional storage. Outside, enjoy colorful crape myrtles, established landscaping, a sprinkler system, and an expansive yard with room for entertaining, gardening, or relaxing beneath the trees. Additional improvements include a NEW Class 3 impact-resistant roof installed in June 2026 and upgraded blown-in attic insulation. Whether you're searching for a spacious home, room for your hobbies, or exceptional garage and workshop space, 4809 Pecan Terrace offers something special. Schedule your private showing and discover the possibilities!

Listing courtesy of Melissa Hill, The Village Realty Group · MLS #21423223 · 281-450-3623

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Zoned
  • Cooling: Central Air, Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood
  • Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Microwave

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 5
  • Additional Parking
  • Door Multi
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • On Site
  • Oversized
  • Private
  • Garage Faces Rear
  • On Street

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Pecan Terrace

Schools

  • District: Waco ISD
  • Elementary: Mountainview
  • Middle: Tennyson
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,854/mo

Principal & interest
$3,614/mo
Property taxes
$1,007/mo
Homeowners insurance (est.)
$233/mo
Loan amount
$449,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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