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Financing available

$899,000

4840 Serenity Trail, McKinney, TX 75071

3
beds
2.5
baths
3,803
sqft

Est. with seller financing: $8,338/mo

  • Single-family
  • Built in 2016
  • 43,560 sq ft lot
  • $236/sqft
  • $163/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled within the gated Waterstone community and served by Melissa ISD, this custom one acre property offers an inviting blend of thoughtful design, spacious living, and impressive functionality. The home features 3 bedrooms, a dedicated office with a fireplace, custom built-ins and a beautiful coffered wood ceiling, plus a second coffered wood ceiling in the main living area. The study offers a large closet, offering the flexibility to serve as a fourth bedroom if needed. An additional upstairs bonus or flex room provides even more versatility for a media room, game room, hobby space or additional living area. The private primary suite includes an additional attached flex room with a wall of built-ins, creating the perfect space for a sitting room, exercise area, nursery or second office. The kitchen is designed for both everyday living and entertaining, featuring a 5-burner gas cooktop, double ovens, oversized walk in pantry and butler’s pantry complete with wine refrigerator. A large laundry room offers abundant cabinetry and a sink, while extensive storage throughout the home keeps everything organized. Three fireplaces add warmth and character, including one on the covered patio featuring a built-in grill, creating an exceptional outdoor entertaining space. JellyFish Lighting adds customizable lighting to the exterior, perfect for everyday ambiance and holidays. An attached 23x12 shop provides exceptional additional workspace and storage. With generous indoor and outdoor living spaces, custom details and room to enjoy the outdoors. This property offers the rare opportunity to enjoy a peaceful country feel and the space of an acre while still being right in McKinney

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Wine Cooler

Fireplace

  • Fireplaces: 3
  • Glass Doors
  • Gas Log
  • Library
  • Living Room
  • Stone
  • Wood Burning

Exterior & lot

Features

  • Built In Barbecue
  • Barbecue
  • Gas Grill
  • Outdoor Living Area
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage
  • Garage Door Opener
  • Oversized
  • Garage Faces Side
  • Workshop In Garage

Pool

  • Pool

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Waterstone Estates

HOA

  • RTI Community Management

Schools

  • District: Melissa ISD
  • Elementary: Sumeer
  • Middle: East Cardinal,Sixth Grade Center
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $236
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,338/mo

Principal & interest
$6,510/mo
Property taxes
$1,245/mo
Homeowners insurance (est.)
$420/mo
HOA dues
$163/mo
Loan amount
$809,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Keith Redelsperger, Coldwell Banker Apex, REALTORS · MLS #21393801 · 214-237-4500

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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