HFPHome Finance
Partner
Powered byDoorly
1 / 38
Financing available

$549,000

4863 County Road 1098, Celeste, TX 75423

3
beds
3.5
baths
2,310
sqft

Est. with seller financing: $4,343/mo

  • Single-family
  • Built in 2025
  • 70,132 sq ft lot
  • $238/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Secluded 1.6-Acre Custom Build — No HOA, Country Living Brand new construction on a private 1.6-acre corner lot, outside city limits and free of HOA restrictions. This is country living with room to breathe — and a home built to match. Inside, real wood floors run through every main living space, leading to a living room anchored by 25-foot vaulted ceilings. Cedar plank ceilings and oversized cedar beams line the front and back porches, a signature detail that sets the craftsmanship apart from the start. Built to last, built to perform: 6-inch exterior wall framing wrapped in 30-year waterproof ZIP System sheathing Full 6-inch encapsulated spray foam across walls and roof deck for a complete thermal envelope High-efficiency 5-ton HVAC system Custom hand-crank windows for a tight seal and timeless look 33 concrete piers driven to bedrock for generational structural stability Outside, the 1.6 acres are a blank canvas — plenty of room for a pool, a workshop, or whatever outdoor space you've been picturing. The covered patio and porch are already there, ready for morning coffee and quiet evenings. This one's built for people who want space, quality, and freedom — without giving up craftsmanship.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment, Fireplaces
  • Cooling: Central Air, Electric, Energy Star Qualified Equipment

Flooring

  • Tile
  • Wood

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Family Room
  • Great Room
  • Wood Burning

Exterior & lot

Features

  • Awnings
  • Deck
  • Lighting

Construction

  • Style: Contemporary Modern, Farmhouse, Modern, Ranch, Detached
  • Stories: 1
  • Roof: Asphalt
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick, Cedar, Fiber Cement

Parking

  • Garage spaces: 2
  • Concrete
  • Direct Access
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Heated Garage
  • Lighted
  • Workshop In Garage

Lot

  • Acreage
  • Back Yard
  • Corner Lot
  • Lawn

Community

Neighborhood

  • Subdivision: High Point Ranch Ph 3

Schools

  • District: Celeste ISD
  • Elementary: Celeste
  • Middle: Celeste
  • High: Celeste

Financial & listing details

Listing

  • Price per sq ft: $238
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,343/mo

Principal & interest
$3,976/mo
Property taxes
$111/mo
Homeowners insurance (est.)
$256/mo
Loan amount
$494,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dustin Poole

Vickies Real Estate Group, Inc

972-736-3166

MLS #
21387553

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

More homes in Celeste