HFPHome Finance
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Financing available

$385,000

4889 COUNTY RD 322, De Berry, TX 75639

1
beds
1
baths
3,141
sqft

Est. with seller financing: $3,690/mo

  • Single-family
  • Built in 2022
  • 880,783 sq ft lot
  • $123/sqft
  • Panola County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Great Location! One-of-a-Kind Property with Exceptional Water Resources, Shop & Home Discover 20.22 acres of beautifully improved land offering privacy, functionality, and quality craftsmanship. A pipe fence, gated entrance, and scenic driveway create a welcoming first impression, with picturesque ponds adding to the setting. The large stocked pond, filled with bass and bream, is perfect for fishing and relaxing. With utilities already in place, the property may also offer an opportunity for an additional homesite, subject to buyer verification. A standout feature is the property's water infrastructure, including three water wells. The approximate 6-inch well produces 130 gallons per minute, and the approximate 4-inch well produces 60 gallons per minute. Buyers should perform their own due diligence regarding well performance and any potential commercial, industrial, or other water-use opportunities. Built just four years ago, the red iron home features a private water well, tankless electric water heater, new HVAC system, hot and cold exterior water connections, and 400-amp electrical service. The impressive red iron shop offers versatile space for equipment, hobbies, storage, business operations, or ranch use. It includes additional living space with a new 5-ton HVAC system, plus attached living quarters with a separate 2.5-ton HVAC unit. A 15' x 20' storage building with electricity provides even more flexibility. Located in the Elysian Fields School District with convenient access to surrounding communities, this property offers room for country living, recreation, fishing, hunting, or future plans. Schedule your showing today!

Listing courtesy of Stephanie Murray, Pinnacle Realty Advisors · MLS #21424252 · 972-338-5441

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Electric

Flooring

  • Concrete

Appliances

  • Built In Refrigerator
  • Electric Range

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Barndominium, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Aluminum Siding, Metal Siding

Parking

  • Garage spaces: 2
  • Additional Parking
  • Covered
  • Driveway
  • Electric Gate
  • Workshop In Garage

Lot

  • Acreage
  • Waterfront

Community

Neighborhood

  • Subdivision: AB 400 B LOVELL

Schools

  • District: Elysian Fields ISD
  • Elementary: Elysianfie
  • Middle: Elysianfie
  • High: Elysianfie

Financial & listing details

Listing

  • Price per sq ft: $123
  • County: Panola
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,690/mo

Principal & interest
$2,788/mo
Property taxes (est.)
$722/mo
Homeowners insurance (est.)
$180/mo
Loan amount
$346,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements