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Financing available

$309,500

492 Declaration Way, Fate, TX 75189

3
beds
2
baths
1,771
sqft

Est. with seller financing: $2,890/mo

  • Single-family
  • Built in 2020
  • 6,621 sq ft lot
  • $175/sqft
  • $86/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

GET AN INSTANT $10,000 IN SELLER CONCESSIONS contingent on closing by December 30, 2026!! Welcome to 492 Declaration Way perfectly located in Fate, TX. This 3 bedroom, 2 full bathroom home boasts both curb appeal and modern interior charm featuring tasteful updates throughout! The large entryway greets you to a well-appointed, bright and open concept floor plan perfect for any individual or family. The large gourmet kitchen comes complete with spacious granite counter tops, a breakfast bar, upgraded farm sink and faucet, functional cabinets for storage, stainless steel appliances, gas range, walk-in pantry and more! It seamlessly connects to the breakfast nook while the breakfast bar overlooks the large living area featuring freshly painted walls and beautiful windows ideal for entertaining. The spacious master bedroom features a modern en-suite bathroom highlighting an over-sized shower, dual sink, built-in shelving while leading to a huge walk-in closet. The home also features two guest bedrooms and full guest bathroom. Enjoy entertaining outside with family and friends in the privacy of your own backyard showcasing a covered patio area and more! The home has a new roof and gutters installed in September 2026 + includes large stainless steel refrigerator! The home is ideally located within walking distance to the local elementary and park. This stunning and active Williamsburg Community that the home is located in boasts multiple parks, club house, fitness center, community pool, splash pad, walking trails, ponds to enjoy! The home is also only minutes from major highways, shopping centers and so much! Schedule your tour today!!

Listing courtesy of Autumn Von Schwarz, EXIT Realty Elite · MLS #21413340 · 469-473-4114

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate

Appliances

  • Gas Range
  • Microwave
  • Refrigerator

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front

Pool

  • Community

Lot

  • Interior Lot
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Williamsburg Ph 2b

HOA

  • First Service Residential- Williamsburg HOA

Schools

  • District: Rockwall ISD
  • Elementary: Lupe Garcia
  • Middle: Herman E Utley
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,890/mo

Principal & interest
$2,241/mo
Property taxes
$419/mo
Homeowners insurance (est.)
$144/mo
HOA dues
$86/mo
Loan amount
$278,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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