HFPHome Finance
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Financing available

$519,900

4961 County Road 1098, Celeste, TX 75423

4
beds
3.5
baths
2,374
sqft

Est. with seller financing: $4,420/mo

  • Single-family
  • Built in 2026
  • 70,132 sq ft lot
  • $219/sqft
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Imagine pulling into your own private retreat, a beautiful brick home sitting on a 1.6 acre of land, where possibilities bloom just as easily as the season itself. As you step inside, you’re welcomed by an open-concept design that feels both spacious and inviting. Natural light pours in, dancing off decorative lighting that adds warmth and character to every corner. The heart of the home, a stunning stone, wood-burning fireplace, creates the perfect setting for cozy evenings, where stories are shared and memories are made. Outside, that full acre becomes your canvas. Picture a thriving garden, rows of fresh vegetables, vibrant flowers, maybe even a small orchard, you’ve dreamed of creating; there’s room for it here. Mornings could start with coffee on the patio, overlooking your growing sanctuary, and evenings could end under the stars with family gathered close. Inside, everyone has their own space to unwind. The kids each enjoy their own rooms, places to grow, learn, and make their own memories. And for mom, a peaceful spa-like retreat awaits, the perfect escape after a long day, a place to relax, recharge, and breathe. Meanwhile, the possibilities don’t stop for Dad. With space to spare, he can finally build that workshop he’s always wanted, whether it’s for projects, hobbies, or simply a place to create and call his own. This isn’t just a house, it’s a lifestyle. A place where the holidays here are calling your name, where laughter fills the air, and where every inch of your home and land work for you. A place to grow, to dream, and to truly live.

Listing courtesy of Elizabeth Cantu, Encore Fine Properties · MLS #21421526 · 956-821-6170

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Kitchen Island
  • Pantry

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: High Ph Three

Schools

  • District: Celeste ISD
  • Elementary: Celeste
  • Middle: Celeste
  • High: Celeste

Financial & listing details

Listing

  • Price per sq ft: $219
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,420/mo

Principal & interest
$3,765/mo
Property taxes
$412/mo
Homeowners insurance (est.)
$243/mo
Loan amount
$467,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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