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Financing available

$215,000

504 E Roosevelt Avenue, Whitney, TX 76692

3
beds
2
baths
1,816
sqft

Est. with seller financing: $1,923/mo

  • Single-family
  • Built in 1975
  • 8,625 sq ft lot
  • $118/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Motivated sellers! Here is the chance to start making memories all behind one door! Looking for an affordable home just minutes from beautiful Lake Whitney, charming downtown shopping, and centrally located between the DFW Metroplex and Waco? This inviting 3-bedroom, 2-bath home offers incredible value and endless potential in one of Whitney's established, friendly neighborhoods. Inside, you'll find a spacious layout featuring a huge second living area that can easily serve as a game room, media room, home office, or flex space to fit your lifestyle. With a few fresh updates and your personal touch, this property would make an excellent first home, investment property, weekend lake retreat, or the perfect place to downsize without sacrificing comfort. Living in Whitney means enjoying small-town charm with big recreational opportunities. Spend your weekends boating, fishing, swimming, or relaxing at nearby Lake Whitney, known for its crystal-clear water, scenic limestone cliffs, and year-round outdoor activities. The area also offers excellent golf courses, hiking, camping, and beautiful parks, making it easy to enjoy the outdoors every season. Downtown Whitney offers local boutiques, restaurants, community events, and the hometown hospitality that makes this community so special. Don't forget to stop by the famous Texas Great Country Café & Pie Pantry, where locals proudly claim you'll find some of the best pies in the world! Whether you're searching for an affordable place to call home, a rental investment, or a peaceful retreat close to the lake, this property checks all the boxes. Enjoy the best of small-town Texas living while remaining within an easy drive of both Waco and the Dallas-Fort Worth Metroplex. Affordable opportunities in Whitney don't last long—schedule your showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Linoleum

Appliances

  • Electric Cooktop

Exterior & lot

Features

  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Carport

Lot

  • Back Yard
  • Lawn
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Carroll

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $118
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,923/mo

Principal & interest
$1,557/mo
Property taxes
$266/mo
Homeowners insurance (est.)
$100/mo
Loan amount
$193,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kimberly Capps, Keller Williams Realty · MLS #21316986 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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