HFPHome Finance
Partner
Powered byDoorly
1 / 31
Financing available

$395,000

504 Heard Street, McKinney, TX 75069

3
beds
2
baths
1,502
sqft

Est. with seller financing: $3,506/mo

  • Single-family
  • Built in 1970
  • 13,983 sq ft lot
  • $263/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

**IDEAL LOCATION IN HISTORIC McKINNEY!** Discover the possibilities at 504 Heard, a charming single-story brick ranch nestled on a large corner lot in the heart of McKinney’s sought-after Historic District. With 3 bedrooms, 2 baths and an inviting layout, this home offers a wonderful opportunity to enjoy the character and convenience of historic downtown living while adding your own personal touches. The open living and kitchen area creates a comfortable gathering space with great potential for updating and making the home truly your own. Three generously sized bedrooms and two full baths provide flexibility for family, guests, a home office or hobbies. The attached 2-car garage adds valuable storage and everyday convenience. Step outside and discover one of the property’s standout features—a spacious backyard with a large covered hardwood deck, perfect for morning coffee, entertaining friends or relaxing beneath the mature magnolia trees. The generous corner lot provides plenty of room for gardening, play and outdoor living. Recent major updates include a **new roof in 2020** and **new HVAC in 2022**, offering peace of mind for the next owner. Whether you are looking for a comfortable home in a walkable historic neighborhood or a property with exciting potential to update and personalize, 504 Heard is a wonderful opportunity. Enjoy all that Historic McKinney has to offer, just minutes from the Downtown Square, locally owned shops, restaurants, galleries, festivals, entertainment and community events. Experience the charm of historic neighborhood living with the convenience of being close to everything. **Come see the potential and imagine making 504 Heard your own!** Home being sold AS IS.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck

Construction

  • Style: Ranch, Historic Antique
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Lot

  • Corner Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: Murray Add

Schools

  • District: McKinney ISD
  • Elementary: Caldwell
  • Middle: Faubion
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $263
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,506/mo

Principal & interest
$2,860/mo
Property taxes
$462/mo
Homeowners insurance (est.)
$184/mo
Loan amount
$355,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kari Kennedy, Keller Williams Realty Allen · MLS #21374023 · 972-747-5100

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in McKinney