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Financing available

$175,000

505 Cummins Street, Bowie, TX 76230

3
beds: 1
baths: 1,100
sqft

Est. with seller financing: $1,536/mo

Single-family
Built in 2015
10,977 sq ft lot
$159/sqft
Montague County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

COMPLETELY REMODELED AND MOVE-IN READY!! Welcome to this beautifully remodeled 3-bedroom, 1 bath home offering modern style, comfort and convenience. Double lot!! Remodel completed September 2026. Step inside to a fresh, updated interior featuring all NEW plumbing, sheetrock in select areas, interior and exterior paint, kitchen cabinets, appliances, butcher block countertops, bathroom, doors, trim and flooring. New 30-year roof installed July 2026. Solid pine was used on all floor and door trim. Back yard is fenced. Located in Bowie, this home combines modern updates, affordability and small-town charm. If you are looking for a home that is turnkey, stylish and ready for its next owner, this one deserves a look.

Facts & features

Interior

Features

Eat In Kitchen
High Speed Internet
Cable Tv

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Electric Water Heater
Disposal

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Fiber Cement

Parking

No Garage

Lot

No Backyard Grass
Few Trees

Community

Neighborhood

Subdivision: Cummins

Schools

District: Bowie ISD
Elementary: Bowie
Middle: Bowie
High: Bowie

Financial & listing details

Listing

Price per sq ft: $159
County: Montague
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,536/mo

Down payment10% ($17,500)10%20%

See If You Qualify

Principal & interest: $1,267/mo
Property taxes: $187/mo
Homeowners insurance (est.): $82/mo

Loan amount: $157,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tana Glenn

Fathom Realty LLC

888-455-6040

MLS #: 21359381

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify