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Financing available

$265,000

505 Lottie Street, Waco, TX 76704

3
beds
2.5
baths
1,512
sqft

Est. with seller financing: $2,667/mo

  • Single-family
  • Built in 2023
  • 5,140 sq ft lot
  • $175/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

The Best Opportunity to Own a Beautiful New Home This Year! Ask about special financing option, this property may qualify for 0% down payment through select local lenders! Welcome to 505 Lottie St, Waco, TX. A stunning new construction completed in 2024 that blends modern design, functional space, and thoughtful details throughout offering 3 beds, 2.5 baths, and modern design near Baylor, Downtown, Cameron Park, Magnolia, and I-35. Step into a spacious foyer leading to an open living-dining area filled with natural light. The kitchen is a true highlight, featuring beautiful quartz countertops, a large breakfast area, new appliances, ample cabinet space, and a well-sized pantry to keep everything organized. Enjoy the convenience of a dedicated laundry room, a guest-friendly half bath with exquisite tile selection, and a covered back patio overlooking the perfect-sized backyard with a storage shed. The primary suite is filled with natural light and offers a serene retreat, complete with a spa-like ensuite bathroom featuring an elegant tile selection, a spacious walk-in shower, and a generous closet. Two additional bedrooms, each with large closets, share a beautifully designed full bathroom with plenty of space and high-end finishes. Throughout the home, you’ll find modern touches, deep closets, and quality materials that reflect the thoughtful attention to detail in every room. A large two-car garage adds even more flexibility for parking, storage, or a workshop space. This home truly checks all the boxes, modern, functional, move-in ready, and in a prime location. Call to schedule your private showing! This house is move-in ready!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Attic Fan, Central Air, Electric

Flooring

  • Carpet
  • Concrete
  • Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Range
  • Microwave
  • Refrigerator
  • Tankless Water Heater

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard

Construction

  • Style: Farmhouse, Modern, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Board And Batten Siding

Parking

  • Garage spaces: 2
  • Concrete
  • Door Single
  • Garage Faces Front
  • Garage

Community

Neighborhood

  • Subdivision: Witt

Schools

  • District: Waco ISD
  • Elementary: JH Hines
  • Middle: GW Carver
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $175
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,667/mo

Principal & interest
$1,919/mo
Property taxes
$624/mo
Homeowners insurance (est.)
$124/mo
Loan amount
$238,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Lily Flores, Magnolia Realty · MLS #21067127 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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