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Financing available

$310,000

506 N Fm 156, Ponder, TX 76259

4
beds
3
baths
2,100
sqft

Est. with seller financing: $2,583/mo

  • Single-family
  • Built in 1992
  • 32,409 sq ft lot
  • $148/sqft
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Fully updated 4-bed on nearly ¾ acre — no HOA, walk to Ponder schools. Rare combination of space, privacy, and peace of mind: a move-in-ready 4-bedroom, 3-full-bath home on a 0.74-acre lot with no HOA, minutes from everything in Ponder. The heavy lifting is already done — new roof, new HVAC, new plumbing, all-new windows, and new flooring throughout, so you're buying updates, not a project. Inside, 2,100 sqft of bright, open living with refreshed kitchen and baths, plus a versatile upstairs flex room that works as a 4th bedroom, home office, or game room. Room outside to park a boat or trailer, garden, or add a shop — the kind of elbow room a subdivision can't give you. Zoned to Ponder ISD, with the junior high and high school less than a mile away. Small-town living with all the big updates already handled. Schedule your showing today.

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Driveway

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: O T Ponder

Schools

  • District: Ponder ISD
  • Elementary: Ponder
  • Middle: Ponder
  • High: Ponder

Financial & listing details

Listing

  • Price per sq ft: $148
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,583/mo

Principal & interest
$2,245/mo
Property taxes
$193/mo
Homeowners insurance (est.)
$145/mo
Loan amount
$279,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kirk Kaparoff

Summit Cove Realty, Inc.

817-542-3965

MLS #
21309079

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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