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Financing available

$525,000

5108 Raincrest Drive, McKinney, TX 75071

4
beds
2.5
baths
2,815
sqft

Est. with seller financing: $4,864/mo

  • Single-family
  • Built in 1999
  • 8,712 sq ft lot
  • $187/sqft
  • $47/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Exceptional two-story home in McKinney with an incredible combination of style, space, and resort-style outdoor living! Inside, soaring ceilings, rich hardwood floors, and elegant wrought-iron spindles create an impressive first impression. The inviting living room features a gas fireplace and opens to a tremendous kitchen appointed with granite countertops, a large island, stainless-steel appliances, gas cooktop, and breakfast bar overlooking the sunny breakfast nook. A private study provides a dedicated workspace, while spacious secondary bedrooms offer plenty of room for family and guests. Upstairs, enjoy a versatile loft and additional living area. The romantic primary suite features an en-suite bath designed for relaxation. Step outside to an entertainer's dream backyard! A sparkling play pool with attached spa is surrounded by an expansive open patio. The large covered patio creates the perfect setting for outdoor gatherings. The impressive outdoor kitchen and gorgeous stone fireplace elevate the space for year-round entertaining. There is even a shed in back for extra storage! Charming curb appeal, low-maintenance lush landscaping, and exceptional indoor-outdoor living make this McKinney home truly special!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal

Fireplace

  • Fireplaces: 2
  • Den
  • Outside

Exterior & lot

Features

  • Outdoor Grill
  • Outdoor Kitchen
  • Outdoor Living Area

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener

Pool

  • Gunite
  • In Ground
  • Pool
  • Pool Sweep
  • Pool Spa Combo
  • Community

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Villages Of Lake Forest Ph II

HOA

  • Cma

Schools

  • District: McKinney ISD
  • Elementary: Minshew
  • Middle: Dowell
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,864/mo

Principal & interest
$3,802/mo
Property taxes
$770/mo
Homeowners insurance (est.)
$245/mo
HOA dues
$47/mo
Loan amount
$472,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Patricia Manos

Ebby Halliday Realtors

972-562-3969

MLS #
21389719

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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