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Financing available

$349,900

5109 Spicewood Drive, McKinney, TX 75070

3
beds
2
baths
1,955
sqft

Est. with seller financing: $3,293/mo

  • Single-family
  • Built in 2001
  • 6,098 sq ft lot
  • $179/sqft
  • $25/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 5109 Spicewood Drive—an incredible single-story opportunity tucked away on a quiet cul-de-sac in Eldorado Heights. This 3-bed, 2-bath gem delivers the kind of blank-canvas potential buyers dream about, offering space, layout, and location that feel like a steal at this price point. Step inside to a soft neutral palette, hardwood floors, and a generous formal living and dining area that instantly expands your possibilities. The open-concept entertainment zone provides seamless sight-lines from the family room to the kitchen and breakfast area, creating the perfect backdrop for everyday living and effortless hosting. Gather in the inviting family room, complete with a cozy gas fireplace and direct access to your private backyard—ideal for morning coffee, weekend grilling, or future outdoor upgrades. The secluded primary suite offers a true retreat with a spacious ensuite featuring dual sinks, jetted tub, separate shower, and a walk-in closet. All of this, plus unbeatable proximity to 75, multiple parks, Stonebridge Ranch Country Club, shopping, dining, and entertainment. A rare chance to secure a well-located home with endless potential—the kind of find buyers don’t want to miss. Schedule your showing today!

Facts & features

Interior

Features

  • Chandelier
  • Cathedral Ceilings
  • Eat In Kitchen
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Covered
  • Driveway

Lot

  • Corner Lot
  • Landscaped
  • Native Plants
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Eldorado Heights Sec II Ph Ix

HOA

  • Eldorado Heights - Greenhouse

Schools

  • District: McKinney ISD
  • Elementary: Johnson
  • Middle: Evans
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $179
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,293/mo

Principal & interest
$2,534/mo
Property taxes
$571/mo
Homeowners insurance (est.)
$163/mo
HOA dues
$25/mo
Loan amount
$314,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Suzanne Schwabe, JPAR North Metro · MLS #21326360 · 972-836-9295

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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