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Financing available

$599,900

512 Bandera Drive, Howe, TX 75459

4
beds
3.5
baths
2,845
sqft

Est. with seller financing: $5,749/mo

  • Single-family
  • Built in 2025
  • 9,017 sq ft lot
  • $211/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home. 512 Bandera Drive is where a true custom home builder brings his craftsmanship to new construction. Built by Akins Construction Inc, a builder known for primarily custom homes, this property showcases a level of quality, materials, and attention to detail rarely found in typical new builds. The exterior features cement board siding with premium exterior paint, beautifully accented by stonework, architectural rooflines, and a cedar privacy fence. An engineered foundation with soil testing for expansion provides long-term peace of mind, while a full sprinkler system is already in place. The lawn features a thick, premium grass. Inside, the home offers 4 bedrooms and 3.5 bathrooms, along with a thoughtfully designed layout that blends function and comfort. The main living area features vaulted ceilings, exposed wood beams, and expansive windows that fill the space with natural light. The open-concept design flows seamlessly into the kitchen and dining areas, ideal for everyday living and entertaining. A dedicated office with a built-in desk adds flexibility for work or study. Upstairs, you’ll find additional living space, perfect for a game room or second lounge, along with one of the full bathrooms and a bedroom with a walk-in-closet, making it ideal for guests or multi-generational living.. The home is beautifully trimmed throughout with one-of-a-kind crown stops for the transitions in the elevations, adding a custom finish rarely seen in new construction. Additional features include soft-close, stain-grade white hard maple cabinetry in the kitchen, bathrooms, laundry room, and coffee nook; custom-built closets; motion-sensor closets; a plumbing manifold system; open-cell spray foam insulation in the roof and exterior walls; and an additional attic sub-panel with room for future expansion. If this home isn’t the perfect fit, Akins Construction Inc offers the ability to build your dream home with the same quality and true craftsmanship showcased here.

Facts & features

Interior

Features

  • Built In Features
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Tile

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Electric Range
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Electric

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Concrete, Stone Veneer

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: SADDLEBACK SUBDIVISION PHASE 1

Schools

  • District: Howe ISD
  • Elementary: Summit Hill
  • Middle: Howe
  • High: Howe

Financial & listing details

Listing

  • Price per sq ft: $211
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,749/mo

Principal & interest
$4,344/mo
Property taxes (est.)
$1,125/mo
Homeowners insurance (est.)
$280/mo
Loan amount
$539,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Carmen Dutton, HBL, Realtors · MLS #21320599 · 903-786-6063

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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