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Financing available

$298,000

513 Laurel Lane, Fate, TX 75087

4
beds: 2.5
baths: 2,877
sqft

Est. with seller financing: $2,876/mo

Single-family
Built in 2007
6,621 sq ft lot
$104/sqft
$40/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SERIOUS SELLER, SERIOUS DEAL, ALL OFFERS CONSIDERED!!! NEW PRICE 9k PRICE REDUCTION!! Nestled in the highly desirable Spring Meadow community of Fate, Texas, this spectacular home is a rare find that blends style, space, and peace of mind. Thoughtfully designed with a flexible layout, it offers four generously sized bedrooms, two and a half bathrooms, two separate living areas, a formal dining room, a charming breakfast nook, and an impressive upstairs game room ready to become whatever you need most, whether that's a media room, home office, or playroom. Every major update has already been taken care of, including a 2023 new roof, water heater in 2023, HVAC systems in 2024 & 2025, fence in 2026, garage door, and fresh paint throughout, so all that's left to do is move in and make it yours. Perfectly situated just minutes from downtown Fate and Rockwall, with quick access to shopping, dining, parks, and major freeways, this home delivers everyday convenience without sacrificing comfort. Priced as one of the best values per square foot in the neighborhood, this beauty won't last long, so come see it before it's gone.

Facts & features

Interior

Features

Eat In Kitchen
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Dishwasher

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick, Rock, Stone

Parking

Garage spaces: 2
Direct Access
Driveway

Lot

Interior Lot

Community

Neighborhood

Subdivision: Spring Meadows Ph 1

HOA

Spectrum Association Management

Schools

District: Royse City ISD
Elementary: Vernon
Middle: Bobby Summers
High: Royse City

Financial & listing details

Listing

Price per sq ft: $104
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,876/mo

Down payment10% ($29,800)10%20%

Check Your Financing Options

Principal & interest: $2,158/mo
Property taxes: $539/mo
Homeowners insurance (est.): $139/mo
HOA dues: $40/mo

Loan amount: $268,200
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Joel Betancourth, JB Real Estate Group, LLC · MLS #21345087 · 945-400-7601

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.