HFPHome Finance
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Financing available

$400,000

514 Ridgegate Drive, Garland, TX 75040

3
beds
2
baths
2,000
sqft

Est. with seller financing: $3,824/mo

  • Single-family
  • Built in 1976
  • 8,407 sq ft lot
  • $200/sqft
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

The hard work is done! This 3 bedroom, 2 bath single-story home has been updated top to bottom and is ready for its next owner. Tucked close to the highway, shopping, and restaurants, it pairs everyday convenience with true move-in-ready ease. The kitchen features new cabinetry, backsplash, and appliances. The primary suite offers an updated bath with new tile, two walk-in closets, and LVP flooring, while the guest bath has been re-tiled and freshly painted. The living room centers on a fireplace framed by a newly rebuilt chimney, set against fresh paint, recessed lighting, new ceiling fans, fixtures, and door hardware throughout the home. Major systems are covered too — HVAC and thermostat replaced July 2026, water heater replaced September 2025, and a roof just 3 years old. Out back, a fenced yard offers room to relax or entertain, with a new 6ft cedar fence and a storage shed that conveys with the home.

Facts & features

Interior

Features

  • Wet Bar
  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Pantry
  • Paneling Wainscoting

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Vinyl
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Alley Access
  • Garage
  • On Street

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Glenbrook Mdws 4th Sec Add

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $200
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,824/mo

Principal & interest
$2,897/mo
Property taxes
$740/mo
Homeowners insurance (est.)
$187/mo
Loan amount
$360,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Ana Cavazos, Keller Williams Realty DPR · MLS #21394727 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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