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Financing available

$279,990

5140 Fm 346 E, Tyler, TX 75703

4
beds: 2
baths: 1,557
sqft

Est. with seller financing: $2,486/mo

Single-family
Built in 2008
21,911 sq ft lot
$180/sqft
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Looking for space and endless potential? This freshly painted 4-bedroom, 2-bath home sits on a generous ½-acre lot, offering plenty of room both inside and out. A new roof installed in 2026 provides added peace of mind. The spacious floor plan offers flexibility for a variety of lifestyles, while the expansive backyard provides endless possibilities for outdoor living, gardening, entertaining, or future improvements. Whether you're a first-time buyer, an investor, or simply looking for more space, this home is full of opportunity and ready for your personal touches. OWNER FINANCING AVAILABLE! 20% Down Payment - 10% Interest Rate - 30 or 35-Year Note This is a fantastic opportunity for buyers who may not qualify for traditional financing.

Facts & features

Interior

Features

Granite Counters
Open Floorplan
Pantry

Heating & cooling

Cooling: Central Air

Appliances

Electric Cooktop

Fireplace

Fireplaces: 1
Masonry

Exterior & lot

Construction

Style: Detached
Stories: 1

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: D & B Decker Add

Schools

District: Whitehouse ISD
Elementary: Stanton Smith
Middle: Whitehouse
High: Whitehouse

Financial & listing details

Listing

Price per sq ft: $180
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,486/mo

Down payment10% ($27,999)10%20%

See If You Qualify

Principal & interest: $2,028/mo
Property taxes: $327/mo
Homeowners insurance (est.): $131/mo

Loan amount: $251,991
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Claudia Prieto

JPAR North Metro

972-836-9295

MLS #: 21352706

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify