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Financing available

$455,000

520 Ridgewater Trail, Fort Worth, TX 76131

4
beds
3.5
baths
3,129
sqft

Est. with seller financing: $4,396/mo

  • Single-family
  • Built in 2022
  • 7,492 sq ft lot
  • $145/sqft
  • $41/mo HOA
  • Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 520 Ridgewater Trail, an exceptional opportunity to own a beautifully designed home that is priced to offer outstanding value. Buyers looking for space, modern finishes, and equity potential will appreciate all this home has to offer.—an exceptional, barely-lived-in home filled with style, space, and smart design. This gorgeous 2-story home with 4 BR, 3.5 BA, and 3-Car Garage offers the perfect blend of comfort and function. This home is equipped with beautiful Wood-look Tile flooring throughout common areas, and a Deluxe Kitchen with Built-In Appliances &Quartz Counters. The Open-Concept living space is designed to fill with natural light thanks to the Raised Ceiling, 2-story windows at the Breakfast Nook, Arched Cutouts, and Window-Lined Walls. Formal Dining Room off entry, The private primary suite is located downstairs and offers a luxurious retreat with dual vanities, a soaking tub, separate walk-in shower, and a large walk-in closet. Upstairs, you’ll find a versatile game room, a flexible bonus space perfect for a study or playroom, and three additional bedrooms. One of the upstairs bedrooms includes a private ensuite bath and walk-in closet ideal for guests or multi-generational living while another opens to a charming private balcony, creating a unique and inviting space. Additional features include an extended covered back patio, a spacious 3-car garage, smart-home capabilities, walk-in closets throughout, upgraded flooring, and fresh, modern finishes. This home is move-in ready and offers the feel of new construction without the wait. Convenient to shopping, dining, and major highways—this one checks all the boxes! Ready to move in and bank approved. Ask for more details.

Facts & features

Interior

Features

  • Wet Bar
  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric, Zoned

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Family Room
  • Stone

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony
  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Covered
  • Direct Access
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Oversized

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Watersbend North Ph 6

HOA

  • Insight Association Management

Schools

  • District: Northwest ISD
  • Elementary: Sonny And Allegra Nance
  • Middle: Leo Adams
  • High: Eaton

Financial & listing details

Listing

  • Price per sq ft: $145
  • County: Tarrant
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,396/mo

Principal & interest
$3,295/mo
Property taxes
$848/mo
Homeowners insurance (est.)
$212/mo
HOA dues
$41/mo
Loan amount
$409,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Georgia Garrett, Kind Realty · MLS #21004545 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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