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Financing available

$394,950

5206 Totem Trail, Denton, TX 76207

4
beds
2
baths
2,115
sqft

Est. with seller financing: $3,815/mo

  • Single-family
  • Built in 2025
  • 5,750 sq ft lot
  • $187/sqft
  • $30/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This home is in a USDA eligible area!! Nearly new, built in 2025, this four-bedroom home offers an open layout and a backyard with no homes or streets directly behind. The spacious front bedroom makes an ideal home office or guest room. The primary suite comfortably accommodates king-size furniture and features a generous walk-in closet and glass-enclosed shower. The kitchen takes center stage with a large quartz island offering seating for four—perfect for casual meals, conversation, or gathering while the cook prepares dinner. There is a whole wall of extra cabinets and counter space for dinner prep and storage. The open kitchen and living area keep everyone connected, while large windows and a glass door bring in natural light and views of the outdoors. Step onto the covered patio for morning coffee or a quiet evening overlooking the backyard, enclosed by a tall wood privacy fence. From entertaining indoors to relaxing outside, this home's easy flow makes everyday living comfortable. The seller is relocating to be closer to family. The home has the remaining coverage under the builder's original 10-year warranty, and the seller is willing to provide a one-year home warranty costing up to $700 for added peace of mind. Some photos have been virtually staged.

Listing courtesy of Carolyn Copeland, Texas Premier Realty · MLS #21420241 · 210-844-8683

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Laminate

Appliances

  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Gas Oven
  • Microwave
  • Refrigerator
  • Tankless Water Heater

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Stuart Rdg Ph 3

HOA

  • Stuart Ridge HOA

Schools

  • District: Denton ISD
  • Elementary: Evers Park
  • Middle: Calhoun
  • High: Denton

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,815/mo

Principal & interest
$2,860/mo
Property taxes (est.)
$741/mo
Homeowners insurance (est.)
$184/mo
HOA dues
$30/mo
Loan amount
$355,455
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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