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Financing available

$280,000

523 Summit Pass Lane, Princeton, TX 75407

3
beds
2
baths
1,480
sqft

Est. with seller financing: $2,661/mo

  • Single-family
  • Built in 2022
  • 6,360 sq ft lot
  • $189/sqft
  • $50/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this well-maintained, single-story home in the highly sought-after Winchester Crossing community! Featuring 3 spacious bedrooms and 2 full bathrooms, this move-in-ready property is priced to sell and offers exceptional value. Set on an oversized, private lot with a picturesque tree-lined backdrop, start your mornings with a cup of coffee on the covered back patio while enjoying the peaceful, natural views. The open-concept layout is perfect for both everyday living and entertaining. The main living area showcases abundant natural light, and views of the expansive backyard. The kitchen is a chef’s dream, complete with a large granite island, gas cooktop, walk-in pantry, and plenty of cabinet space. The primary suite is a true retreat, featuring dual vanities and an oversized walk-in shower. On the opposite side of the home, you'll find two generously sized secondary bedrooms, each with walk-in closets, and a full bathroom. Additional features include a tankless water heater, rain gutters, and window blinds throughout the home. Located in a family-friendly community offering resort-style amenities such as two pools, a splash pad, parks, walking trails, and catch-and-release fishing ponds. All just 15 minutes from Downtown McKinney's shopping, dining, and local events, with easy access to Hwy 380, Hwy 75, and Hwy 121. Schedule your private showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Wired For Sound

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Driveway
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Native Plants
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Winchester Crossing Ph 6

HOA

  • Neighborhood Management

Schools

  • District: Princeton ISD
  • Elementary: Harper
  • Middle: Clark
  • High: Princeton

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,661/mo

Principal & interest
$2,028/mo
Property taxes
$452/mo
Homeowners insurance (est.)
$131/mo
HOA dues
$50/mo
Loan amount
$252,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Melissa Oates, Allie Beth Allman & Assoc. · MLS #21324675 · 214-521-7355

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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