1 / 29

Financing available

$194,900

528 N 31st Street, Waco, TX 76707

3
beds: 2
baths: 1,388
sqft

Est. with seller financing: $1,885/mo

Single-family
Built in 1925
7,492 sq ft lot
$140/sqft
McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Historic charm meets modern luxury! Step into this stunningly remodeled 1925 craftsman-style home located in the heart of Waco's beautiful Huaco Heights. Spanning 1388 sq ft, this 3-bed, 2-bath gem perfectly balances its original character with sleek, contemporary upgrades. The heart of the home is the gourmet kitchen, featuring stunning granite countertops, elegant brass hardware, and a high-efficiency tankless water heater. Cozy up by the classic brick wood-burning fireplace in the spacious living room, or retreat to the primary suite that boasts designer lighting and modern finishes. Outside, enjoy a private backyard sanctuary with a detached garage and plenty of room for gardening or weekend BBQs. Located just minutes from Magnolia Market, local parks, and Baylor University, this fully updated home is a rare find that captures the true spirit of Waco. Come see it today!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Paneling Wainscoting

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Laminate

Appliances

Gas Range
Tankless Water Heater

Fireplace

Fireplaces: 1
Masonry
Wood Burning

Exterior & lot

Construction

Style: Craftsman, Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Wood Siding

Parking

Garage spaces: 1
Door Single
Garage

Community

Neighborhood

Subdivision: Huaco Heights

Schools

District: Waco ISD
Elementary: Waco
Middle: Cesar Chavez
High: Waco

Financial & listing details

Listing

Price per sq ft: $140
County: McLennan
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,885/mo

Down payment10% ($19,490)10%20%

See If You Qualify

Principal & interest: $1,411/mo
Property taxes: $383/mo
Homeowners insurance (est.): $91/mo

Loan amount: $175,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jeff Robillard

Newfound Real Estate

972-715-1983

MLS #: 21330610

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify