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Financing available

$585,000

5304 Sutton Circle, McKinney, TX 75070

3
beds
3
baths
3,160
sqft

Est. with seller financing: $5,786/mo

  • Single-family
  • Built in 2007
  • $185/sqft
  • $440/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the luxury low maintenance lifestyle in this custom-built home nestled in the esteemed Retreat at Craig Ranch, McKinney, TX. Offering a finely crafted sanctuary with 3 bedrooms and 3 baths, this residence is meticulously designed for both comfort and elegance. Upon entry, experience the warmth of extensive hardwood flooring leading into an intelligently designed floorplan. The house features two bedrooms on the main level, providing convenience and accessibility, while a private ensuite bedroom upstairs is perfect for guests or additional family members. A meticulously crafted library, complete with custom-built shelving, serves as a tranquil haven for work or relaxation. Aligning classic design with modern innovations, this property incorporates smart home technology including a hard-wired security system and smart camera network. The entire home benefits from an advanced humidifier system and an attic ventilation and heat management solution, ensuring an optimal living environment. The heart of this home lies in the upgraded kitchen, a chef's dream boasting a $24,000 renovation. Revel in the beauty of premium leathered granite countertops paired with heavy duty, stud-anchored floating shelves for ample storage. The kitchen is equipped with a top-tier appliance suite featuring a professional-grade gas range and high-velocity range hood, alongside a double oven with convection microwave. A custom coffee and wine bar and dedicated beverage center enhance your culinary and entertaining experience. Windows in this home are framed with plantation shutters, ensuring privacy and style. Solid core doors throughout. For practical everyday convenience, the laundry room offers built-in cabinets, a sink, and a mud bench. Step outside to the covered side patio, an ideal spot for outdoor enjoyment. The two-car garage features custom cedar doors and 220-volt wiring, completing this exquisite offering. Stress free living at its finest.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Pantry
  • Smart Home
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Travertine
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Disposal
  • Range
  • Some Commercial Grade

Fireplace

  • Fireplaces: 1

Laundry

  • Electric Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional
  • Stories: 2
  • Roof: Composition
  • Materials: Rock, Stone

Parking

  • Garage spaces: 2
  • Covered
  • Driveway

Pool

  • Community

Lot

  • Zero Lot Line
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Retreat At Craig Ranch The

HOA

  • Neighborhood Management
  • Maintenance Front Yard

Schools

  • District: Frisco ISD
  • Elementary: Comstock
  • Middle: Scoggins
  • High: Emerson

Financial & listing details

Listing

  • Price per sq ft: $185
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,786/mo

Principal & interest
$4,236/mo
Property taxes
$837/mo
Homeowners insurance (est.)
$273/mo
HOA dues
$440/mo
Loan amount
$526,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of KellyMarie Davis, Coldwell Banker Apex, REALTORS · MLS #21404995 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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