HFPHome Finance
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Financing available

$485,900

54 County Road 407, Goldthwaite, TX 76844

3
beds
2.5
baths
3,480
sqft

Est. with seller financing: $4,282/mo

  • Single-family
  • Built in 2004
  • 175,111 sq ft lot
  • $140/sqft
  • Mills County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this move-in-ready country-style stone home situated on just over 4 acres near Goldthwaite. Offering over 3,400 square feet of living space, this well-maintained property combines comfort and functionality. Step inside to a spacious open-concept living, dining, and kitchen area featuring cedar-accented walls, exposed wood beams, and a striking stone fireplace that creates a warm and inviting atmosphere. The layout is ideal for both everyday living and entertaining. A large game room with a built-in bar provides versatile space for gatherings, recreation, or relaxation. Thoughtful design elements throughout the home include sliding barn doors, decorative doors with metal inserts, and a blend of stained concrete, tile, and carpet flooring. The kitchen and living areas flow seamlessly, while double-pane windows and updated HVAC contribute to overall efficiency and comfort. Additional features include a water softener system, well, and septic system. Outside, enjoy the acreage with a grove of oak trees, two patio areas, and a 22x26 shop with electricity, insulation and concrete flooring. A covered two-car carport adds convenience. Located just minutes from town and directly across from the local golf course, this property offers country living with convenient access to nearby amenities. Schedule your private showing to experience everything this property has to offer.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Open Floorplan
  • Tile Counters
  • Vaulted Ceilings
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Concrete

Appliances

  • Dishwasher
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • In Hall

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Rock, Stone

Parking

  • Attached Carport
  • Driveway

Lot

  • Cleared

Community

Neighborhood

  • Subdivision: Prescott Creek Ranch Sub

Schools

  • District: Goldthwaite ISD
  • Elementary: Goldthwaite
  • Middle: Goldthwaite
  • High: Goldthwaite

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Mills
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,282/mo

Principal & interest
$3,519/mo
Property taxes
$536/mo
Homeowners insurance (est.)
$227/mo
Loan amount
$437,310
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jackie Randle, Randle Realty · MLS #21229722 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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