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Financing available

$549,000

546 Apache Lane, Abilene, TX 79601

3
beds
2
baths
1,336
sqft

Est. with seller financing: $5,261/mo

  • Single-family
  • Built in 1987
  • 22,085 sq ft lot
  • $411/sqft
  • Taylor County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

When you can vacation every day & where memories are measured in boat rides, sunset swims & weekends spent together, this lakefront retreat is more than a home, it's a place generations will treasure! Nestled along the shoreline, this inviting lake home offers endless opportunities to unwind, entertain & enjoy the beauty of waterfront living while providing the peace of mind that comes with nearly everything being brand new. Recently reimagined completely down to the studs, this home has been brought back to life & handcrafted with exceptional care & quality in every square inch. The first impression begins on the expansive lakeside porch where breathtaking views create the perfect backdrop for morning coffee or evening sunsets. Inside a thoughtfully designed floorplan captures lake views from nearly every room. Crisp white color palette is complemented by easy care wood toned flooring & generous panoramic windows that showcase the glimmering water beyond. You'll be impressed by the oversized chef's kitchen featuring new appliances, ample cabinetry & butcher block counters + huge breakfast & prep island, the perfect gathering spot! The kitchen flows effortlessly into the living room, the true heart of the home. Unwind after a day on the water in the primary suite offering great closet storage. 2 additional bedrooms provide abundant natural light, generous storage & share a full bath with striking tile details & lg walk in shower. A full laundry room & more storage makes household chores a breeze. Outdoor storage building & storm shelter are welcomed bonuses. Beyond the beautiful finishes, enjoy lasting peace of mind knowing the septic system, brick exterior, plumbing, electrical, drywall, flooring, fixtures & more are all brand new. With room to park 6+ vehicles, boats & all your lake toys, this half acre property overlooks uninterrupted shoreline views that will never grow old. It's not just a house, it's a lifestyle you can't put a value on! Welcome to lake life.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air, Ceiling Fans, Electric, Heat Pump, Wall Window Units

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Disposal

Laundry

  • Electric Dryer Hookup

Exterior & lot

Features

  • Awnings
  • Deck
  • Lighting
  • Storage

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Pillar Post Pier, Slab
  • Materials: Brick

Parking

  • Attached Carport
  • Carport

Lot

  • Cleared
  • Many Trees
  • Waterfront
  • View: Park Greenbelt, Water

Community

Neighborhood

  • Subdivision: Lake Fort Phantom

Schools

  • District: Abilene ISD
  • Elementary: Taylor
  • Middle: Craig
  • High: Abilene

Financial & listing details

Listing

  • Price per sq ft: $411
  • County: Taylor
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,261/mo

Principal & interest
$3,976/mo
Property taxes (est.)
$1,029/mo
Homeowners insurance (est.)
$256/mo
Loan amount
$494,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kristi Andrew, Abilene Group Premier Re. Adv. · MLS #21326532 · 325-721-2436

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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