HFPHome Finance
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Financing available

$499,000

547 Embargo Drive, Fate, TX 75189

4
beds
3
baths
3,234
sqft

Est. with seller financing: $4,591/mo

  • Single-family
  • Built in 2022
  • 4,400 sq ft lot
  • $154/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Don't miss your chance to make this gorgeous home your own! Located in the master-planned community of Edgewater, this immaculate Shaddock Danbury plan offers 4 large bedrooms, 3 full bathrooms, a dedicated office, & an upstairs flex space. This beauty features tall ceilings & walls of windows that provide loads of natural light, all complete with custom shades. The open-concept chef's kitchen features gorgeous, upgraded countertops, a large island with a pop of color, a stunning designer backsplash, a drop-in gas cooktop, stainless appliances, LED under-cabinet lighting & the walk-in pantry of your dreams. Downstairs, you'll find dreamy wide-plank engineered hardwood that seamlessly flows through the main living areas, study & mudroom with convenient built-in cubbies for a perfect drop zone leading into the garage. The wide staircase opens to a large upstairs game room with a balcony overlooking the downstairs living space. The home is fully loaded with cable TV, data wiring in every room, pre-wires for hotspots on both floors, front & rear camera wiring, surround sound with subwoofer in the living room & strategically placed power outlets. The private primary suite includes a large room with vaulted ceilings, a large bathroom that features the gorgeous modern finishes seen throughout the rest of the home, with a soaking tub, a walk-in shower, dual sinks & a massive walk-in closet. Enjoy the large covered back patio overlooking the private, low-maintenance yard. Residents of Edgewater enjoy a true resort-style lifestyle with a community pool, splash pad, event lawn, playgrounds, stocked fishing lake, walking trails & golf-cart-friendly streets, all located in the highly sought-after Rockwall ISD, delivering luxury, technology & lifestyle in one exceptional home. Enjoy easy highway access in a growing community. Close to Fresh, HEB, IKEA, a to-be-built movie theater, gym, & SO MUCH MORE!! Search the address on YouTube for videos.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Contemporary Modern, Traditional, Detached
  • Stories: 2
  • Roof: Asphalt, Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Vinyl Siding

Parking

  • Garage spaces: 2
  • Alley Access
  • Door Single
  • Driveway
  • Garage
  • Kitchen Level
  • Garage Faces Rear
  • On Street

Lot

  • Cleared
  • Interior Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: Edgewater Ph 1

HOA

  • First Service Residential

Schools

  • District: Rockwall ISD
  • Elementary: Lupe Garcia
  • Middle: Ursula Rakow
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $154
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,591/mo

Principal & interest
$3,614/mo
Property taxes
$644/mo
Homeowners insurance (est.)
$233/mo
HOA dues
$100/mo
Loan amount
$449,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Carley Newlin, Coldwell Banker Apex, REALTORS · MLS #21296295 · 972-772-9300

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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