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Financing available

$359,990

5508 Spieth Drive, Royse City, TX 75189

4
beds: 3
baths: 1,947
sqft

Est. with seller financing: $3,490/mo

Single-family
Built in 2026
6,000 sq ft lot
$185/sqft
$40/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the gourmet kitchen and open floor plan of the Laurel at Mercer Meadows, ready for move-in this December 2026. The kitchen features built-in appliances and a sunny breakfast nook, all overlooking a spacious living room. This layout creates an easy flow for daily life and hosting guests. The primary suite serves as a quiet retreat with a generous closet and plenty of natural light. Step outside to the extended covered patio, perfect for enjoying the Texas evenings. Located just two miles from I-30, this community offers incredible value with no MUD or PID taxes. Residents will soon enjoy a future pool, playground, fishing pond, and bike trails. This three-bedroom home includes a two-car garage and modern finishes throughout. Schedule your visit today! *Attached photos are representative of the floor plan and may depict non-standard features and upgrades. See community's New Home Consultant for details.*

Facts & features

Interior

Features

Double Vanity
Kitchen Island
Open Floorplan
Pantry
Walk In Closets

Appliances

Dishwasher
Disposal
Microwave

Exterior & lot

Construction

Style: Detached
Stories: 1

Parking

Garage spaces: 2
Garage
Garage Door Opener

Community

Neighborhood

Subdivision: Mercer Meadows

HOA

Louie Management

Schools

District: Royse City ISD
Elementary: Anita Scott
Middle: Ouida Baley
High: Royse City

Financial & listing details

Listing

Price per sq ft: $185
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,490/mo

Down payment10% ($35,999)10%20%

Check Your Financing Options

Principal & interest: $2,607/mo
Property taxes (est.): $675/mo
Homeowners insurance (est.): $168/mo
HOA dues: $40/mo

Loan amount: $323,991
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dayton Schrader, eXp Realty LLC · MLS #21389748 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.