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Financing available

$354,000

576 Spruce Trail, Forney, TX 75126

3
beds
2.5
baths
3,180
sqft

Est. with seller financing: $3,547/mo

  • Single-family
  • Built in 2018
  • 8,059 sq ft lot
  • $111/sqft
  • $28/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

FABULOUS PRICE REDUCTION — over 3,000 sq ft in Forney at a price that deserves a second look! Welcome to this spacious 3-bedroom, 2-bath home offering more than 3,000 sq ft of move-in-ready living space in growing Forney, TX! Inside, you'll find an open-concept layout with generous living spaces, beautiful countertops, and incredible storage throughout. The kitchen, dining, and living areas flow seamlessly together, creating the perfect setup for everyday living, entertaining, and hosting family and friends. The oversized primary suite feels like a true retreat, complete with a spacious spa-like bathroom, double vanity, and elegant finishes. Out back, the large backyard offers plenty of room to play, entertain, add an outdoor living space, or simply relax. The home also includes fully paid-off solar panels, offering energy efficiency and long-term savings. Prefer not to have them? The seller is willing to have them removed, giving the new owner added flexibility. Conveniently located near major highways, shopping, dining, and entertainment with easy access to Dallas, this home delivers the SPACE, STORAGE, LOCATION, and VALUE buyers are looking for. With the NEW PRICE, this one is absolutely worth look!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Water Purifier

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Trails Of Chestnut Meadow Ph 5

HOA

  • Classic Property Management

Schools

  • District: Forney ISD
  • Elementary: Claybon
  • Middle: Warren
  • High: Forney

Financial & listing details

Listing

  • Price per sq ft: $111
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,547/mo

Principal & interest
$2,564/mo
Property taxes
$790/mo
Homeowners insurance (est.)
$165/mo
HOA dues
$28/mo
Loan amount
$318,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Macey Davis, Integrity Plus Realty LLC · MLS #21205762 · 972-301-2550

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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