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Financing available

$485,000

5805 Pensby Drive, Celina, TX 76227

4
beds
3.5
baths
2,804
sqft

Est. with seller financing: $4,645/mo

  • Single-family
  • Built in 2021
  • 8,364 sq ft lot
  • $173/sqft
  • $46/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This home has an assumable mortgage with an interest rate of 2.5%. Welcome to this beautiful Prosper ISD oversized corner lot home with thoughtfully designed with 4 spacious bedrooms and 3.5 bathrooms that perfectly blend style, comfort, and functionality. From the moment you step inside, you'll be welcomed by a grand two story foyer filled with natural light and soaring ceilings. A formal dining room off the entry offers the flexibility to serve as a home office or study. The open concept layout is ideal for entertaining, seamlessly connecting the gourmet kitchen, breakfast area, and impressive two story family room. The kitchen features granite countertops, stainless steel appliances, a large center island, abundant cabinetry, and an extended buffet area for added storage and serving space. Beautiful engineered hardwood floors and professionally designed accent walls add warmth and custom character throughout the home. The private first floor owner's suite offers a relaxing retreat with sloped ceilings and a spa-inspired ensuite featuring dual vanities, an oversized walk-in shower, a private water closet, and a spacious walk in closet. Upstairs, enjoy a large game room overlooking the family room below, creating the perfect space for movie nights, a playroom, or additional living area. Three generously sized secondary bedrooms, all with walk-in closets, provide plenty of room for family and guests. One bedroom includes a private ensuite bath, making it ideal for multigenerational living or overnight visitors. Step outside to the upgraded extended covered patio, perfect for entertaining or relaxing year round. Additional upgrades include a durable epoxy coated garage floor, making the garage as polished as the rest of the home. Designed with everyday living in mind, the Whitley floorplan offers timeless finishes, premium upgrades, and an inviting layout you'll love coming home to.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Decorative
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Door Multi
  • Garage Faces Front
  • Kitchen Level

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Irregular Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Sutton Fields Ph 2b

HOA

  • Essex Management

Schools

  • District: Prosper ISD
  • Elementary: Dan Christie
  • Middle: Moseley
  • High: Richland

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,645/mo

Principal & interest
$3,512/mo
Property taxes
$861/mo
Homeowners insurance (est.)
$226/mo
HOA dues
$46/mo
Loan amount
$436,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jared Smith, Keller Williams Frisco Stars · MLS #21332768 · 972-712-9898

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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