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Financing available

$589,900

602 Winners Circle, Rowlett, TX 75088

3
beds
3.5
baths
2,281
sqft

Est. with seller financing: $6,417/mo

  • Single-family
  • Built in 2022
  • 2,047 sq ft lot
  • $259/sqft
  • $158/mo HOA
  • Dallas County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience lakefront-inspired living on the point of Sapphire Bay! Whether you're searching for your dream home, a weekend retreat, or an investment opportunity, this exceptional residence offers it all. Imagine waking up each morning to breathtaking views of Lake Ray Hubbard, then unwind in the evening with your favorite beverage while watching spectacular Texas sunsets from your private second-level balcony overlooking the water. The chef's kitchen features stunning quartz countertops, an oversized quartz island with seating for four, white shaker-style cabinetry, stainless steel appliances, a gas cooktop, and a double oven. The open-concept floor plan allows effortless conversation between the kitchen, dining, and living areas, making it perfect for hosting family and friends. The covered patio on the first level provides the ideal space for grilling while enjoying lake views, with plenty of room for guests to relax outdoors. This nearly new three-story home offers approximately 2,281 square feet and features three spacious bedrooms—each with its own private en-suite bath. The flexible floor plan provides both privacy and convenience. To recap by level: 1st Floor - Two-car garage, Private guest suite with en-suite bath, Covered patio with lake views and grilling area. 2nd Floor: Expansive living room, Dining area, Gourmet kitchen, Powder bath, Balcony overlooking Lake Ray Hubbard. 3rd Floor: Luxurious primary suite with private balcony and incredible sunset views; secondary bedroom with en-suite bath; built-in desk workstation, ideal for working from home or studying. Located in the exciting Sapphire Bay community. Whether you're looking for a full-time residence, a lock-and-leave lifestyle, or a potential short-term rental opportunity, this beautifully appointed home delivers comfort, convenience, and unforgettable lake views.

Facts & features

Interior

Features

  • Double Vanity
  • High Speed Internet
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony

Construction

  • Style: Contemporary Modern, Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Stone Veneer

Parking

  • Garage spaces: 2
  • Alley Access
  • Door Single
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Lot

  • View: Water

Community

Neighborhood

  • Subdivision: Sapphire Bay

HOA

  • Somerset Assoc Mgt

Schools

  • District: Garland ISD
  • Elementary: Choice Of School
  • Middle: Choice Of School
  • High: Choice Of School

Financial & listing details

Listing

  • Price per sq ft: $259
  • County: Dallas
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,417/mo

Principal & interest
$4,272/mo
Property taxes
$1,712/mo
Homeowners insurance (est.)
$275/mo
HOA dues
$158/mo
Loan amount
$530,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jerry Welch, Ebby Halliday, REALTORS · MLS #21319677 · 972-771-8163

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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