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Financing available

$430,000

605 Terrace View Drive, McKinney, TX 75071

4
beds
2
baths
2,424
sqft

Est. with seller financing: $3,833/mo

  • Single-family
  • Built in 2004
  • 6,534 sq ft lot
  • $177/sqft
  • $20/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 605 Terrace View in McKinney, a completely remodeled single-level living home with a floor plan that feels open, functional, and easy to live in. From the moment you walk in, the extra-tall ceilings create a bright, spacious feel, while the updated finishes give the home a clean, modern look throughout. The kitchen is a standout feature with waterfall countertops, a stunning backsplash, updated cabinetry, and a layout that opens beautifully into the main living spaces. This design offers comfortable everyday living without wasted space, making the home feel both stylish and practical. Step outside to an extra-large back patio, perfect for relaxing, entertaining, grilling, or enjoying the backyard. The property also includes a storage shed, adding useful space for tools, lawn equipment, or seasonal items. With its thoughtful remodel, impressive ceiling height, upgraded kitchen finishes, and inviting outdoor living area, this McKinney home is move-in ready and designed to impress.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Vinyl

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level

Community

Neighborhood

  • Subdivision: Trinity Heights Ph One

HOA

  • Trinity Heights Association

Schools

  • District: McKinney ISD
  • Elementary: Naomi Press
  • Middle: Johnson
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $177
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,833/mo

Principal & interest
$3,114/mo
Property taxes
$498/mo
Homeowners insurance (est.)
$201/mo
HOA dues
$20/mo
Loan amount
$387,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Stephanie Wells, Real Broker, LLC · MLS #21281471 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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