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Financing available

$839,900

6108 Heron Bay Lane, McKinney, TX 75070

3
beds
3.5
baths
2,820
sqft

Est. with seller financing: $7,776/mo

  • Single-family
  • Built in 2012
  • 6,055 sq ft lot
  • $298/sqft
  • $208/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**OPEN HOUSE SATURDAY, OCT. 10TH 1:00-3:00.** WAKE UP TO THE WATER! RARE WATERFRONT OPPORTUNITY in the GATED, LUXURY Villas of The Estates at Craig Ranch. East Facing, ONE STORY Residence with Peaceful Water Views, Sparkling Fountains That LIGHT UP & GLOW AT NIGHT, Ducks Gliding Past, FEED THE DUCKS FROM YOUR BACKYARD, Coffee on the Patio, Motorized Screens, & Relaxing Evenings. Open the Backyard Gate & Step Directly On the Waterside Trails. Enjoy Connected Waterways, CASCADING WATERFALLS, Mature Trees, Egrets & Heron, Outside Your Backyard! THIS IS MORE THAN A HOME. THIS IS A FEELING. Live Like You Are On Vacation! FRISCO ISD. THIS HOME STARTS SHOWING OFF Before You Ever Step Inside. A Gated Courtyard Creates an Outdoor Living Space For Seating, Pets, Coffee & Evening Refreshments, STEPS FROM THE TRAIL. Inside feels CUSTOM & REFINED. DISTINCTIVE MEDITERRANEAN ARCHITECTURE, Stucco Exterior, Tile Roof, Dramatic Turret Rotunda Entry, STRIKING STUDY WINDOWS, & TRUE NAIL DOWN HARDWOOD FLOORS Set This Home Apart. THE KITCHEN COMMANDS ATTENTION with a MASSIVE GRANITE ISLAND, Gas Cooking, Abundant Cabinets, & Walk-in Pantry. WALLS OF WINDOWS WITH A PICTURESQUE VIEW! BRIGHT LIVING SPACE Features a STONE FIREPLACE & Raised Hearth. 3 Beds, EACH WITH ITS OWN BATH, a Guest Bath, Dedicated Study & a Flex Living-Dining-Hobby Rm. WATER VIEW PRIMARY SUITE & a Texas Size Closet. Laundry Rm & Mudroom Drop Zone. Tandem Garage Bay For Golf Cart, Motorcycle, Storage. LOCK & LEAVE! HOA MAINTAINTED FRONT YARD. NO MOWING NEEDED. 2025 HVAC & 2025 Water Heater. MOVE-IN READY at the Four Corners of McKinney, Frisco, Allen, Plano. Parks, Trails, Life Time Fitness, Pickleball, & TPC Craig Ranch Golf, HOME OF THE CJ CUP BYRON NELSON. Close to District 121, Dining, Retail, Medical & Sports, Ice Skating, Movie Theaters, & the Coming Soon Cannon Beach Surf & Adventure Park. 20 Min. to McKinney Airport & 35 Min. to DFW Airport. Near Hwy 121 & the DNT. LIFESTYLE, CONVENIENCE, & PRESTIGE!

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Ceiling Fans, Electric

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Log

Exterior & lot

Features

  • Courtyard
  • Private Entrance
  • Rain Gutters

Construction

  • Style: Mediterranean, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Stucco

Parking

  • Garage spaces: 3
  • Garage Faces Front
  • Garage
  • Golf Cart Garage
  • Garage Door Opener
  • Tandem

Lot

  • Corner Lot
  • Interior Lot
  • Landscaped
  • Pond On Lot
  • Subdivision
  • Sprinkler System
  • Few Trees
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Phase 2 Of The Estates At Craig Ranch West

HOA

  • Craig Ranch HOA
  • Maintenance Front Yard

Schools

  • District: Frisco ISD
  • Elementary: Comstock
  • Middle: Scoggins,Wortham
  • High: Emerson

Financial & listing details

Listing

  • Price per sq ft: $298
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,776/mo

Principal & interest
$6,082/mo
Property taxes
$1,094/mo
Homeowners insurance (est.)
$392/mo
HOA dues
$208/mo
Loan amount
$755,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Kimberly Karanouh

Star Premier Real Estate

214-681-2404

MLS #
21387342

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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