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Financing available

$174,999

615 Smith Circle, Point, TX 75472

3
beds
2
baths
1,008
sqft

Est. with seller financing: $1,349/mo

  • Single-family
  • Built in 1980
  • 14,375 sq ft lot
  • $174/sqft
  • Rains County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

MOTIVATED SELLER! SELLER WILLING TO LOOK AT ALL OFFERS! Thinking about buying a property for rental income? Looking for a starter home? Ready to downsize? COMPLETELY UPDATED!! Cute as a button and completely remodeled, this charming 3-bedroom, 2-bath home is move-in ready and full of character! Situated on a spacious .33 acre lot, this home has been thoughtfully updated from top to bottom, featuring a new HVAC system, new roof, soft-close cabinetry, and stylish finishes throughout and more. Outside there is a large back deck and storage building. The original wood flooring has been beautifully preserved and re-stained, adding warmth and timeless appeal. The well-designed floor plan offers comfortable living spaces with great flow, making it ideal for first-time homebuyers, downsizers, or anyone looking for a turnkey property at an affordable price. Modern color selections and quality craftsmanship create a fresh, inviting atmosphere you'll love coming home to. Conveniently located just minutes from the lake, shopping, and everyday amenities. This property offers the perfect balance of small-town charm and accessibility. Don't miss this opportunity to own a beautifully updated home at an exceptional value! Lot lines in pictures are approximate.

Facts & features

Interior

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Electric Oven

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier

Parking

  • Driveway

Community

Neighborhood

  • Subdivision: Point

Schools

  • District: Rains ISD
  • Elementary: Rains
  • Middle: Rains
  • High: Rains

Financial & listing details

Listing

  • Price per sq ft: $174
  • County: Rains
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,349/mo

Principal & interest
$1,267/mo
Property taxes
Not available
Homeowners insurance (est.)
$82/mo
Loan amount
$157,499
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jodie Roden

Ebby Halliday Realtors

903-340-8590

MLS #
21286461

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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