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Financing available

$599,000

6313 Smithwick Drive, McKinney, TX 75070

3
beds
2.5
baths
2,670
sqft

Est. with seller financing: $5,636/mo

  • Single-family
  • Built in 2017
  • 2,875 sq ft lot
  • $224/sqft
  • $120/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Light, airy, and effortlessly inviting, this beautifully maintained, single-owner David Weekley home blends modern style with everyday comfort. Natural light fills the open-concept living spaces, creating a bright and welcoming atmosphere, while the west-facing orientation brings a beautiful golden glow in the afternoon. The spacious kitchen features a large island that flows seamlessly into the living and dining areas, making entertaining feel effortless. A charming office with a bay window offers the perfect spot to work, unwind, or soak in the afternoon sunshine. Upstairs, you'll find three bedrooms, a second living area, and a conveniently located laundry room, while a thoughtfully designed mudroom bench helps keep everyday essentials organized. The primary closet features a customized Elfa storage system for added functionality. Step outside to a beautifully landscaped side yard retreat featuring artificial turf, extended patio, pavers, magnolia trees, and warm café string lights, perfect for relaxing or entertaining. Notable improvements include a new roof in 2025, updated engineered hardwood flooring, and a Pella front door. Enjoy the convenience of HOA-maintained yard care and a smart irrigation drip system. Tucked within a beautifully maintained neighborhood, this home offers a peaceful setting with easy access to SH 121, US 75, and the nearby dining and entertainment destinations of District 121 and HUB 121. A wonderful balance of modern simplicity, thoughtful functionality, and inviting spaces to call home.

Listing courtesy of Judi Kim, ERA Empower Realty LLC · MLS #21418089 · 469-249-0378

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island

Heating & cooling

  • Heating: Central, Natural Gas, Zoned
  • Cooling: Central Air, Electric, Zoned

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Dishwasher
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Wine Cooler

Fireplace

  • Fireplaces: 1
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Faces Rear

Pool

  • Community

Community

Neighborhood

  • Subdivision: Spicewood At Craig Ranch Ph 1b

HOA

  • Craig Ranch Community Association - Spicewood
  • Maintenance Front Yard

Schools

  • District: Allen ISD
  • Elementary: Kerr
  • Middle: Ereckson,Lowery Freshman Center
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $224
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,636/mo

Principal & interest
$4,338/mo
Property taxes
$898/mo
Homeowners insurance (est.)
$280/mo
HOA dues
$120/mo
Loan amount
$539,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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