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Financing available

$465,000

637 Ridgewater Trail, Fort Worth, TX 76131

4
beds
2.5
baths
3,034
sqft

Est. with seller financing: $4,321/mo

  • Single-family
  • Built in 2021
  • 6,534 sq ft lot
  • $153/sqft
  • $41/mo HOA
  • Tarrant County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Watersbend, where comfortable living meets a welcoming community atmosphere in the sought-after Northwest Independent School District! This well-maintained preowned home offers a spacious and functional floor plan with 4 bedrooms, 2.5 bathrooms, a dedicated downstairs office, and an upstairs game room—providing plenty of room for everyday living, working from home, and entertaining. The inviting layout offers a great balance of shared spaces and private retreats. The downstairs office provides a convenient space for working remotely, studying, or creating a flexible-use room, while the upstairs game room offers the perfect spot for movie nights, game days, or a play area. All four bedrooms are thoughtfully positioned to provide comfortable accommodations for family and guests. Step outside to enjoy the nice-sized backyard with planters ready for your favorite flowers, herbs, or garden creations. It's a great space for relaxing, entertaining, or enjoying time outdoors. Enjoy all that Watersbend has to offer with HOA access to fantastic community amenities, including refreshing pools, soccer fields, jogging trails, playgrounds, and sidewalks throughout the community. The location is also conveniently close to schools, shopping, restaurants, parks, and everyday amenities. With its versatile floor plan, spacious backyard, desirable community amenities, and convenient location within Northwest ISD, this home offers a wonderful combination of comfort, functionality, and convenience.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Pool

  • Community

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Watersbend North Ph 6

HOA

  • Insight Association Mgmt.

Schools

  • District: Northwest ISD
  • Elementary: Sonny And Allegra Nance
  • Middle: Leo Adams
  • High: Eaton

Financial & listing details

Listing

  • Price per sq ft: $153
  • County: Tarrant
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,321/mo

Principal & interest
$3,367/mo
Property taxes
$696/mo
Homeowners insurance (est.)
$217/mo
HOA dues
$41/mo
Loan amount
$418,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Brittany Fish

RJ Williams & Company RE LLC

682-214-7592

MLS #
21401791

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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