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Financing available

$645,000

6400 Castle Rock Circle, McKinney, TX 75071

4
beds
3.5
baths
3,500
sqft

Est. with seller financing: $5,979/mo

  • Single-family
  • Built in 2007
  • 7,405 sq ft lot
  • $184/sqft
  • $74/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Two-story brick traditional in Ridgecrest, west McKinney. 3,500 square feet, 4 bedrooms, 3.5 baths. The plan lives larger than the bedroom count suggests: a game room and a separate media room upstairs, plus a downstairs office and flex space. Primary suite down. Upstairs the front bedroom is ensuite. Outside, a pool and a built-in grill under a covered patio. Built in 2007 on a slab foundation, with central heat and air, one fireplace, ceramic tile and carpet flooring, and an oversized garage. Zoned to McKinney ISD: McClure Elementary, Dr Jack Cockrill Middle, and McKinney North High School. Property is offered as-is. The seller is an institutional owner that has never occupied the property. A seller disclosure package is available on request. Buyers are encouraged to complete all desired inspections during the option period. Buyer and Buyer's agent to verify all information including but not limited to schools, square footage, taxes, HOA, room dimensions, and any other material facts.

Facts & features

Interior

Features

  • Built In Features
  • Cathedral Ceilings
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Appliances

  • Dryer
  • Gas Cooktop
  • Microwave
  • Vented Exhaust Fan
  • Washer

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Barbecue
  • Outdoor Grill

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Asphalt, Shingle
  • Foundation: Slab

Parking

  • Garage spaces: 3
  • Driveway
  • Tandem

Pool

  • In Ground
  • Pool

Community

Neighborhood

  • Subdivision: Ridgecrest Ph II

HOA

  • Greenhouse Management Association

Schools

  • District: McKinney ISD
  • Elementary: Lizzie Nell Cundiff McClure
  • Middle: Dr Jack Cockrill
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $184
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,979/mo

Principal & interest
$4,671/mo
Property taxes
$933/mo
Homeowners insurance (est.)
$301/mo
HOA dues
$74/mo
Loan amount
$580,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Cisco Gonzalez

eXp Realty LLC

888-519-7431

MLS #
21361096

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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