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Financing available

$545,000

6404 Falcon Ridge Lane, McKinney, TX 75071

4
beds
3
baths
2,622
sqft

Est. with seller financing: $5,017/mo

  • Single-family
  • Built in 2007
  • 6,098 sq ft lot
  • $208/sqft
  • $74/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A remodeled kitchen, newly installed Class 3 hail-resistant roof, and two bedrooms downstairs make this Highland Home a standout in McKinney's Ridgecrest community! With 4 bedrooms, 3 full baths, an oversized game room, and a screened-in porch overlooking the backyard, this home offers a compelling combination of features. The kitchen features quartz countertops, a contrasting granite island with porcelain farmhouse sink, painted cabinetry with black hardware, subway tile backsplash with dark gray grout, and stainless-steel appliances including a gas range. Wood floors extend through the open living area, where a vaulted ceiling, custom shutters, and brick gas-log fireplace with mantel create a welcoming gathering space. The breakfast area opens directly to the screened-in porch, ideal for enjoying the backyard without the Texas mosquitoes. The formal dining room currently serves as a home office and includes an adjoining butler's area perfect for a coffee bar. The downstairs primary suite features bay windows, separate vanities, soaking tub, shower, and walk-in closet. A second downstairs bedroom has access to a full bath with shower. Upstairs, two bedrooms share a Jack and Jill bath, while the oversized game room offers flexibility for movie nights, games, or a second living area. The utility room includes an accent wall, floating shelf, and cabinetry. A Class 3 hail-resistant roof, gutters, and window screens were installed in May 2026. Outside, find a spacious backyard with newly laid sod, freshly stained fence, and smart exterior lighting. Ridgecrest amenities include a junior Olympic-sized swimming pool, playground, and jogging and bike trails. Zoned to McKinney ISD with an elementary school nearby, this home puts neighborhood recreation close to home.

Listing courtesy of Shannon Patterson, Coldwell Banker Apex, REALTORS · MLS #21426526 · 972-562-5400

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Electric Vehicle Charging Stations
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Ridgecrest Ph II

HOA

  • McKinney Ridgecrest - Greenhouse Mgmt Assoc

Schools

  • District: McKinney ISD
  • Elementary: Lizzie Nell Cundiff McClure
  • Middle: Dr Jack Cockrill
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $208
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,017/mo

Principal & interest
$3,947/mo
Property taxes
$742/mo
Homeowners insurance (est.)
$254/mo
HOA dues
$74/mo
Loan amount
$490,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

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How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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