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Financing available

$315,000

6410 Ripple Road, Princeton, TX 75407

4
beds
2.5
baths
2,553
sqft

Est. with seller financing: $3,167/mo

  • Single-family
  • Built in 2024
  • 6,970 sq ft lot
  • $123/sqft
  • $42/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SELLER IS NOW OFFERING $10,000 IN CONCESSIONS with an acceptable offer, which may be used toward buyer closing costs or an interest-rate buydown, subject to lender approval and loan program limits! This property may also qualify for ZERO-DOWN FINANCING. Seller Concessions for rate buy down or closing costs require financing through Guaranty Federal Mortgage. COMPLETELY MOVE-IN READY with an upgraded range, refrigerator, washer, and dryer already included! Why settle for less space and a smaller lot just because it’s brand new? This better-than-new home is loaded with upgrades and priced extremely well to compete with nearby new construction. The sellers originally planned for this to be their forever home and invested approximately $15,000 in additional upgrades shortly after purchasing it. Life presented an unexpected opportunity to relocate out of state, and they’ve decided to take it—making their loss your gain! Built just 2 years ago with approximately 8 years remaining on the structural warranty, this home sits on an oversized corner lot and offers 4 bedrooms, 2.5 baths, a private study with a large closet, and a spacious game room. The upgraded kitchen features double ovens, marble backsplash, cabinet hardware, and upgraded refrigerator. Additional upgrades include ceiling fans, smart lighting, and a whole-home dehumidifier. Outside, enjoy an extended patio and expansive backyard with plenty of space to create your own outdoor retreat. Community amenities include a pool, playground, and green space, with Lake Lavon just minutes away and the shopping, dining and entertainment of Allen, Fairview and McKinney approximately 30 minutes away. For just a little more than nearby new construction under $300K, you get significantly more home, a larger lot, valuable upgrades, major appliances already included AND $10,000 in seller concessions. Why wait to build when you can have more and move right in? Schedule your showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Electric

Appliances

  • Double Oven
  • Dryer
  • Dishwasher
  • Electric Oven
  • Disposal
  • Microwave
  • Refrigerator
  • Washer

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front

Pool

  • Community

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Ranger Crossing Ph 2

HOA

  • Ranger Crossing Neighborhood Management

Schools

  • District: Princeton ISD
  • Elementary: James
  • Middle: Mattei
  • High: Lovelady,Princeton

Financial & listing details

Listing

  • Price per sq ft: $123
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,167/mo

Principal & interest
$2,281/mo
Property taxes
$697/mo
Homeowners insurance (est.)
$147/mo
HOA dues
$42/mo
Loan amount
$283,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Janae Hausman, Monument Realty · MLS #21288251 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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