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Financing available

$228,900

6415 Whitecap Drive, Princeton, TX 75407

2
beds
2
baths
1,099
sqft

Est. with seller financing: $2,261/mo

  • Single-family
  • Built in 2023
  • 6,098 sq ft lot
  • $208/sqft
  • $42/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

100% financing available for this home! Some programs may even cover closing costs. Better-Than-New 2023 home with custom upgrades. One of the largest backyards in Ranger Crossing with a firepit area & shaded porch. Welcome to 6415 Whitecap Dr, where thoughtful upgrades elevate this home beyond builder standard. The open-concept layout connects the kitchen, dining, and living areas, highlighted by a decorative electric fireplace that creates a warm focal point rarely found in similar homes. The kitchen offers excellent functionality with a spacious walk-in pantry, while the dining area features a beautiful statement chandelier. Stylish upgrades throughout include ceiling fans in bedrooms, black door hardware, and coordinating black faucets and fixtures that give the home a clean, modern look. This 2-bedroom, 2-bath home with a 2-car garage offers comfort and practicality, including an automatic opener and storage nook. Outside you’ll find one of the largest backyards in the neighborhood, a covered porch shaded from the afternoon sun, and a dedicated firepit area—perfect for relaxing evenings, grilling, and gathering with friends while kids or pets play. Community mailboxes are just around the corner, and the pool, playground, and park are just down the street. Ranger Crossing features a resort-style pool, toddler splash area, picnic pavilions, playground, and large green space. If you crave more adventure, Lake Lavon is just 2 miles away. The home also includes smart home technology, a covered front porch ideal for deliveries, smart camera monitoring, energy-saving features, and automatic sprinklers. Conveniently located 12 mins to Princeton Walmart & Restaurants, 14 mins to Princeton High, 18 mins to Celebration Park, 20 mins to McKinney Airport or Heritage Ranch Golf & Country Club, and about 25 mins to Downtown McKinney. With the upgrades, fireplace feature wall, and oversized backyard, you’ll definitely want to save this one to your favorites!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative
  • Electric
  • Living Room
  • Raised Hearth

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Frame

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Lighted

Pool

  • Community

Community

Neighborhood

  • Subdivision: RANGER CROSSING PHASE 1B (GCN)

HOA

  • Neighborhood Management Inc.

Schools

  • District: Princeton ISD
  • Elementary: James
  • Middle: Mattei
  • High: Princeton

Financial & listing details

Listing

  • Price per sq ft: $208
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,261/mo

Principal & interest
$1,658/mo
Property taxes
$454/mo
Homeowners insurance (est.)
$107/mo
HOA dues
$42/mo
Loan amount
$206,010
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Carmen Hamilton, Epique Realty LLC · MLS #21208075 · 512-387-0722

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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