HFPHome Finance
Partner
Powered byDoorly
1 / 40
Financing available

$850,000

643 CR 2992, Windom, TX 75492

3
beds
2
baths
2,151
sqft

Est. with seller financing: $8,146/mo

  • Single-family
  • Built in 2006
  • 871,200 sq ft lot
  • $395/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

ASK ABOUT THE EXCLUSIVE LENDER INCENTIVE OFFERED TO ASSIST WITH CLOSING COSTS OR A RATE BUYDOWN! PRICED TO SELL, AS IT IS WELL BELOW APPRAISED VALUE! Exceptional opportunity just minutes from Bois d’Arc Lake boat ramps! Located outside the Bois d’Arc Lake buffer zone, this unrestricted and unzoned property provides flexibility for a variety of uses whether for a dream retirement home near the lake, dream farmstead, Airbnb close to the lake, the list goes on! Also ideal for a buyer looking to develop commercial frontage along Hwy 82 while maintaining a private residence, farm, or homestead on the remaining acreage. Ag-exempt with no known restrictions. The very well-maintained ranch style home features 3 bedrooms and 2 bathrooms, a spacious living area with a stone gas fireplace, and a beautiful kitchen offering plenty of storage, granite countertops, and a walk-in pantry. The home has a BRAND-NEW AC UNIT AND HOT WATER HEATER! The home has also been freshly painted, and the septic system recently pumped. Enjoy peaceful Texas sunsets from the covered front and back porches. Additional property highlights include an above-ground pool with wood deck and pergola, a 40x60 pole barn with stalls, electricity, and water, and a 20x30 carport for extra parking. The land is fenced and includes a seasonal pond, dedicated RV parking with 30-amp service, and a separate septic system ideal for guests or future expansion. With prime highway frontage, proximity to Bois d’Arc Lake, and endless development possibilities, this property is a standout opportunity! This versatile property offers a rare combination of residential comfort and future commercial potential. The main entrance to the home is off County Road 2992, while the opposite side of the property has approximately 735 feet of frontage along Highway 82. Per TxDOT, a culvert and additional entrance from Highway 82 may be added, creating outstanding visibility and access.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Engineered Hardwood
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Gas Oven
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room
  • Stone

Exterior & lot

Features

  • Dog Run
  • Garden
  • Rain Gutters
  • Rv Hookup
  • Storage

Construction

  • Style: Ranch, Traditional, Barndominium, Detached, Farmhouse
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Additional Parking
  • Detached Carport
  • Driveway
  • Garage
  • Gravel
  • Garage Faces Side
  • Storage
  • Boat
  • Rv Access Parking

Pool

  • Above Ground
  • Outdoor Pool
  • Pool

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn
  • Landscaped
  • Pasture
  • Pond On Lot
  • Rolling Slope
  • Many Trees

Community

Neighborhood

  • Subdivision: A0493

Schools

  • District: Honey Grove ISD
  • Elementary: Honeygrove
  • Middle: Honeygrove
  • High: Honeygrove

Financial & listing details

Listing

  • Price per sq ft: $395
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,146/mo

Principal & interest
$6,155/mo
Property taxes (est.)
$1,594/mo
Homeowners insurance (est.)
$397/mo
Loan amount
$765,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Shayla Eadler, Ten Twenty Realty LLC · MLS #21142884 · 903-452-2009

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Windom