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Financing available

$475,000

648 Woodland Way, Rockwall, TX 75087

3
beds
2
baths
3,111
sqft

Est. with seller financing: $3,774/mo

  • Single-family
  • Built in 2001
  • 6,098 sq ft lot
  • $153/sqft
  • $112/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

DOUBLE the cool! Lakeside breezes + a NEW upstairs HVAC system! Enjoy move-in-ready, low-maintenance living in the gated, lakeside community of Turtle Cove in Rockwall. With a NEW upstairs HVAC system, fresh paint and carpet, and a seller offering a $5,000 credit toward a rate buy-down or buyer’s closing costs, this home brings together comfort, value, and lifestyle. HOA-maintained front yard mowing makes everyday living easier, while community amenities include a clubhouse, swimming pool, tennis and pickleball courts—all just minutes from Lake Ray Hubbard, The Harbor, downtown Rockwall, and convenient I-30 access. Inside, rich wood flooring, graceful archways, and a thoughtfully designed floor plan create a warm, inviting feel. The private owner's suite occupies its own wing on the main level with dual vanities, garden tub, separate shower, and spacious walk-in closet. The kitchen features quartz countertops and a center island and opens to the breakfast area and living room, ideal for everyday living and entertaining. A study, formal dining room, two guest bedrooms, and full bath complete the first floor. Upstairs, an expansive game or media room plus adjoining flex space offers plenty of possibilities for a home gym, office, hobby room, or additional hangout space. Fresh updates, a NEW upstairs HVAC, $5,000 seller credit, and a gated lakeside lifestyle—Turtle Cove is looking cooler than ever.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Gas Starter
  • Living Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Garage
  • Garage Door Opener
  • Garage Faces Rear

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Turtle Cove Ph 3

HOA

  • Associa PMG of North Texas
  • Maintenance Front Yard

Schools

  • District: Rockwall ISD
  • Elementary: Reinhardt
  • Middle: Herman E Utley
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $153
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,774/mo

Principal & interest
$3,440/mo
Property taxes
Not available
Homeowners insurance (est.)
$222/mo
HOA dues
$112/mo
Loan amount
$427,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Rosemary Tonoli, Briggs Freeman Sotheby's Int'l · MLS #21318658 · 972-202-5900

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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