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Financing available

$450,000

651 N Watters Road 1204, Allen, TX 75013

2
beds
2
baths
1,709
sqft

Est. with seller financing: $4,662/mo

  • Condo
  • Built in 2022
  • 469,272 sq ft lot
  • $263/sqft
  • $620/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Step inside to refined finishes that make this home feel anything but ordinary. Custom lighting throughout, easy-care engineered wood flooring & ceiling-height cabinetry with gold pulls create a polished, modern look. At the heart of the home, a massive counter-height island topped with quartz offers plenty of room for morning coffee, casual meals or gathering with friends, while thoughtful details like pot-n-pan drawers & stylish upgraded stainless appliances add function without sacrificing style. The entertainer-friendly floor plan flows effortlessly from dining to living & out to the balcony, giving you space to host or simply relax. A beautifully finished fireplace, framed with custom woodwork & herringbone tile, anchors the living area with warmth & character. The primary suite feels like a true retreat, enhanced by built-ins, Plantation shutters & an elegant accent wall. The ensuite continues the elevated feel with dual sinks & an upgraded sliding shower door. A split secondary bedroom, also outfitted with Plantation shutters, is light, bright & perfectly positioned for private guest space, a home office or hobby room. Even the view adds to the experience—the entire unit overlooks the community garden, where fresh herbs & greenery create a peaceful backdrop. Knowing convenience matters, this home includes a one-car garage with direct building access, providing valuable storage plus protection from the weather for both you & your vehicle. Speaking of protection, the condo has a built in safe to store valuables! Beyond your front door, the community makes it easy to stay as active—or relaxed—as you choose. Meet neighbors in the building lobby, host a game night in the card room, take advantage of the monthly activity calendar, stay moving in the fitness center, lounge beside the pool or gather with friends in the social room. Low-maintenance living, beautiful surroundings & built-in opportunities to connect—this is 55+ living with style.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Engineered Hardwood

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony

Construction

  • Style: Traditional
  • Stories: 1
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Assigned
  • Garage
  • Garage Door Opener
  • Community Structure

Pool

  • In Ground
  • Pool
  • Community

Community

Neighborhood

  • Subdivision: Gatherings At Twin Creeks Condo

HOA

  • Somerset Association

Schools

  • District: Allen ISD
  • Elementary: Norton
  • Middle: Ereckson,Lowery Freshman Center
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $263
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,662/mo

Principal & interest
$3,259/mo
Property taxes
$573/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$620/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jennifer Vokolek, RE/MAX DFW Associates · MLS #21368257 · 972-312-9000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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