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Financing available

$419,000

651 N Watters Road 5205, Allen, TX 75013

2
beds
2
baths
1,535
sqft

Est. with seller financing: $4,300/mo

  • Condo
  • Built in 2020
  • 469,272 sq ft lot
  • $273/sqft
  • $557/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

LOCK, LEAVE & LOVE WHERE YOU LIVE! Discover effortless 55+ living, where comfort, convenience & an active lifestyle come together beautifully. Ideally situated on the 2nd floor just steps from the elevator, this spacious 2-bed, 2-bath residence offers an open floor plan, an oversized attached one-car garage & a peaceful setting designed for easy everyday living. The heart of the home is the generous kitchen featuring a large granite island, stylish backsplash, abundant cabinetry & plenty of space for cooking, gathering & entertaining. The kitchen flows seamlessly into the dining & living areas, where a decorative fireplace adds warmth & character. The spacious primary suite feels like a true retreat with a separate sitting area—perfect for a home office, reading nook or additional lounge space—plus dual closets & a spa-inspired ensuite bath with double vanities, soaking tub & separate shower. A second bedroom & full bath provide comfortable space for guests, hobbies or fitness. Step outside to the private, shaded balcony overlooking green space & mature trees with no street or traffic noise. It’s the perfect spot for morning coffee, an evening glass of wine or simply enjoying a little peace and quiet. A generous balcony storage closet provides additional space for seasonal items & more. Beyond your front door, The Gatherings lifestyle truly shines with a resort-style pool, fitness center, pickleball, putting green, grilling stations, community garden, yoga & event lawn, fire pit gathering areas, dog park, resident activities & weekly front-door trash valet. Controlled building access, elevators & professionally maintained common areas make this an ideal lock-and-leave home. This has AN INCREDIBLE FINANCING OPPORTUNITY with assuming the existing loan at an exceptional 2.625% INTEREST RATE, subject to lender approval and assumption requirements. This offers the freedom to lock the door, travel with confidence & come home to a community designed for your next chapter!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Elevator
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative

Exterior & lot

Features

  • Balcony
  • Fire Pit
  • Garden
  • Storage

Construction

  • Style: Traditional
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Additional Parking
  • Door Single
  • Electric Vehicle Charging Stations
  • Garage
  • Garage Door Opener
  • Inside Entrance

Pool

  • In Ground
  • Lap
  • Outdoor Pool
  • Pool

Community

Neighborhood

  • Subdivision: Gatherings At Twin Creeks Condo

HOA

  • Somerset HOA Management

Schools

  • District: Allen ISD
  • Elementary: Boon
  • Middle: Ereckson
  • High: Allen

Financial & listing details

Listing

  • Price per sq ft: $273
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,300/mo

Principal & interest
$3,034/mo
Property taxes
$513/mo
Homeowners insurance (est.)
$196/mo
HOA dues
$557/mo
Loan amount
$377,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Susie Grant

Berkshire HathawayHS PenFed TX

469-422-0916

MLS #
21394593

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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